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Personal Loans

Each chapter of life turns the page to a new beginning. When life moments arrive, the expenses often follow. To ease transitions and help customers get back to doing life, we offer personal loans with terms to fit budgets of all sizes.

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Unexpected Expenses

Whether it’s medical expenses, a trip to the vet, legal services or auto repairs, life happens. When unexpected costs pop up, we’ve got your back.

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Home Improvement

Updates, improvements, and repairs. No matter what you are hoping to accomplish, we can help you find the right loan for your home and family.

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Lifestyle

Enjoy life’s memorable moments right now. Take that special vacation, get extra funds for the holidays, stock up on supplies for back-to-school and more!

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Fresh Start

Need first and last month’s rent? We’ve got you covered. Furnishing a new home or apartment with furniture? We can help there, too. Start off fresh with the funds you need.

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New Baby

These bundles of joy can require bundles of cash. From diapers, to cribs, to strollers and more, we are here to help you do the baby years.

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Divorce or Separation

When a relationship comes to an end, the split can leave you in financial distress. Get the funds needed to empower you toward a change for the better.

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Approval and actual loan terms depend on your ability to meet our credit criteria (including annual income, debt ratios, and credit report and history) and the availability of collateral. Annual percentage rates vary depending on your credit profile and state restrictions. For example, a customer with a good credit history and minimum gross income requirements may qualify for a loan with an APR of 21.99%. Maximum APR’s vary by state. 1st Franklin Financial Corporation, NMLSR #141654, Georgia Residential Mortgage Licensee #5656, Licensed by the Mississippi Department of Banking and Consumer Finance. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral.