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COVID-19 Update: Find out more on how 1st Franklin Financial is supporting Customers and Investors.

At 1st Franklin Financial, we make borrowing easy.

We put customer’s first, offering financial solutions to meet each individual’s need. Our personal loans range from $1,000 to $15,000* and feature fixed rates, flexible terms and friendly service. We’re here to help find the solution that’s right for you.

Everybody was extremely
hospitable. You don’t find
that much anymore.
Gary Houston

They helped me when
I needed it, when
no one else would.
Brieann Case

They helped me combine
my bills into one
monthly payment.
Mark Porter

*Approval and actual loan terms depend on your ability to meet our credit criteria (including annual income, debt ratios, and credit report and history) and the availability of collateral. Annual percentage rates vary depending on your credit profile and state restrictions. For example, a customer with a good credit history and minimum gross income requirements may qualify for a loan with an APR of 21.99%. Maximum APR’s vary by state. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. GA loans starting at $1,250 and MS loans starting at $600.