Blog - 1st Franklin Financial

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

*All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1^st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1^st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1^st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.

1FFC Blog

Emergency Funds 101: Building Your Safety Net with a Personal Loan

How to Keep Your Wallet Happy: Budgeting Basics for Beginners

20th Anniversary T-Shirts for Turkeys Campaign: A Record-Breaking Celebration

How to Have a Festive Holiday Without Breaking the Bank

Fall Financial Planning Review: Why Autumn Is the Perfect Time to Review and Renew Your Financial Plans

Pencils and Possibilities: How 1st Franklin Financial Powers Back-to-School Success

Comparing Personal Loans vs. Credit Cards for Emergency Expenses

How Exceptional Customer Service Can Transform Your Loan Experience

5 Ways to Use Personal Loans for Growing Your Financial Future

Simplify Your Finances: A Beginner’s Guide to Debt Consolidation