Blog - 1st Franklin Financial

1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

*All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1^st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1^st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1^st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.

1FFC Blog

Five Steps to Take Before Applying for a Personal Loan

Top Tips to Manage Debt Consolidation Effectively

Emergency Funds 101: Building Your Safety Net with a Personal Loan

How to Keep Your Wallet Happy: Budgeting Basics for Beginners

20th Anniversary T-Shirts for Turkeys Campaign: A Record-Breaking Celebration

How to Have a Festive Holiday Without Breaking the Bank

Fall Financial Planning Review: Why Autumn Is the Perfect Time to Review and Renew Your Financial Plans

Pencils and Possibilities: How 1st Franklin Financial Powers Back-to-School Success

Comparing Personal Loans vs. Credit Cards for Emergency Expenses

How Exceptional Customer Service Can Transform Your Loan Experience