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Ready to apply?
Getting a loan has never been simpler. Start your application online, over the phone, or at a branch near you.
As easy as 1, 2, 3.
Our team is here for you every step of the way.
Apply
online or in person without affecting your credit.
Choose
the terms that are right for you.
Access
your funds in as little as a few hours! ²
Discover your loan-ready checklist.
Prepare for your application by gathering the documents we’ll need to confirm your identity.
These include: 2 primary forms of ID or 1 primary and 1 secondary form of ID.
Primary Documents
U.S. Driver’s License
U.S. State Issued ID
U.S. or Foreign Passport
Secondary Documents
Social Security Card
U.S. or Foreign Voter’s Registration Card
U.S. Employment Authorization Card
Frequently Asked Questions
Application FAQs
If you apply online, your application will be transferred to your local 1st Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. The online application is not the full application, and other info will be required to receive an approval. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away! ²
When you visit your local 1st Franklin branch to complete your loan, you’ll review the terms of your loan and set up the payment option that works best for you. As part of the closing process, you’ll need to bring the following documents with you:
- A valid government issued photo ID (e.g. driver’s license, state ID, resident alien card, or passport)
- Proof of residence (e.g. a utility bill or a signed lease)
- Proof of income (e.g. paystubs or tax return)
You can begin the application process electronically by clicking the “Apply Now” button. In most instances our staff will be in contact with you immediately, but assuredly will be in contact within two business days to discuss your application and answer any questions. Final loan decisions are made at your local 1ˢᵗ Franklin Financial office and are based on a variety of factors, including your credit history, payment history and ability to make monthly payments.
1st Franklin Financial offers loans up to $15,0001.
We need to evaluate your unique situation to determine if you qualify for more money. Please contact your local branch.
Funds are issued via check at your local 1st Franklin Financial branch. Once your loan is approved, a branch representative will walk you through the disbursement process.
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