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COVID-19 Update: Find out more on how 1st Franklin Financial is supporting Customers and Investors.

For over 75 years, we have partnered with local businesses to provide retail financing for their customers that gives them the purchasing power they need that will increase your sales.

Our indirect lending program offers our Dealers:

  • Automated decisioning
  • 24/7 access to applications and approval status
  • Direct ACH Payments to your business account
  • Centralized dedicated call center
  • Loans up to $25,000 (based on customer credit status)
  • “Same-As-Cash” products with 3, 6, 12, and now 24-month terms

For questions or to learn more, please contact our financing team here or find your nearest branch below.

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*Approval and actual loan terms depend on your ability to meet our credit criteria (including annual income, debt ratios, and credit report and history) and the availability of collateral. Annual percentage rates vary depending on your credit profile and state restrictions. For example, a customer with a good credit history and minimum gross income requirements may qualify for a loan with an APR of 21.99%. Maximum APR’s vary by state. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. GA loans starting at $1,250 and MS loans starting at $600.