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Offering loans up to $15,000* to help with life’s moments.

Life comes at you pretty fast. And sometimes you need a loan to flatten out the bumps. We get it.
A personal loan from 1st Franklin might be just what you need to tackle a home repair, cover a medical expense or simply consolidate your debt. A fixed rate loan with set monthly payments can be the smart way to get back on track. We’re here to help you do life.

Apply
Step 1

Apply for loan

Branch Visit
Step 2

Visit a branch to discuss your loan and options

Receive Funds
Step 3

Receive funds

Happy couple standing together holding hands.
Step 1

Apply for a loan

Beginning the loan process is simple. You can start your application online, over the phone or at your local 1st Franklin Financial branch.

Apply Now

If you apply online:

In most cases we will contact you immediately, but will assuredly be in touch within two business days.

If you submit your loan application during non-business hours, your application will be reviewed the following business day.

Friendly branch manager assisting customer with paperwork.
Step 2

Visit a branch to discuss offers

After your initial approval, you’ll have a face to face meeting with your 1st Franklin Financial associate to discuss rates and terms, and complete your application.

What to bring with you:

As a part of the application process, you’ll need to provide a few documents to secure your loan. We have put together a checklist to help you prepare.

View Checklist

Proud father holding both of his children.
Step 3

Receive Funds

After you review and accept your loan terms, you’ll sign your loan documents and get your money.

You could have the money you need as soon as the next day. In some cases, in only a few hours!

Getting the cash you need, could be only a conversation away.
Call us today or start your application online and let us help you get back to life.

APPLY NOW

Welcoming branch representative ready to assist customers.
1

Get premier rates with Premier Loans

Our Premier Loans are offered to customers who have done an excellent job in protecting their credit. These loans, up to $10,000, often have a lower interest rate with affordable monthly payments. Ask your 1st Franklin Financial associate if a Premier Loan is right for you.

Real people with real stories

Customers have a lot to say about being in the 1st Franklin family.

See more testimonials from right around the corner and all over the southeast.

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