Life comes at you pretty fast. And sometimes you need a loan to flatten out the bumps. We get it.
A personal loan from 1st Franklin might be just what you need to tackle a home repair, cover a medical expense or simply consolidate your debt. A fixed rate loan with set monthly payments can be the smart way to get back on track. We’re here to help you do life.
Apply for loan
Visit a branch to discuss your loan and options
Receive funds
Beginning the loan process is simple. You can start your application online, over the phone or at your local 1st Franklin Financial branch.
In most cases we will contact you immediately, but will assuredly be in touch within two business days.
If you submit your loan application during non-business hours, your application will be reviewed the following business day.
After your initial approval, you’ll have a face to face meeting with your 1st Franklin Financial associate to discuss rates and terms, and complete your application.
As a part of the application process, you’ll need to provide a few documents to secure your loan. We have put together a checklist to help you prepare.
After you review and accept your loan terms, you’ll sign your loan documents and get your money.
You could have the money you need as soon as the next day. In some cases, in only a few hours!
Getting the cash you need, could be only a conversation away.
Call us today or start your application online and let us help you get back to life.
Our Premier Loans are offered to customers who have done an excellent job in protecting their credit. These loans, up to $10,000, often have a lower interest rate with affordable monthly payments. Ask your 1st Franklin Financial associate if a Premier Loan is right for you.