Lending that treats you like more than a number.

Get the support and financing you need from real people, backed by 80 years of experience supporting communities like yours.

Personal Loans up to $15k¹

Meet the Friendly Franklin Folks™  at one of our many locations:

Alabama | Florida | Georgia | Kentucky | Louisiana | Mississippi | South Carolina | Tennessee | Texas | Virginia

As easy as 1, 2, 3.

Our team is here for you every step of the way.

Apply 

online or in person without affecting your credit.

Choose

the terms that are right for you.

Access

your funds in as little as a few hours! ²

About Us

Why choose
1st Franklin Financial?

We know life happens, and when it does, you deserve a lender that sees you — not just your credit score.

  • Personal Service: Real people. Real support. Real easy.
  • Smart Borrowing: Same-day funds with no surprises.
  • Community First: Over 80 years of giving back.

Customer Reviews

Our customers say it best.

“Very great company to get a loan from. I have personally got 3 loans from this company and will continue to go to them for any future loans. They actually treat you like a human not a number.”
– John C.
“1st Franklin Financial is the best. You are not a number you are family. You will not be disappointed.”
– Hannah L.
“From start to finish, my experience with 1st Franklin Financial was smooth, professional, and stress-free. The staff was incredibly friendly, knowledgeable, and went above and beyond to explain every step of the process clearly. They made me feel comfortable and valued, not just like another number. Thank you, 1st Franklin, for being so dependable and kind!”
– Nelvin C.
“Beyond amazing service. Treat you like family and not just a number. Can’t even truly put into words how amazing they are. Highly recommend if you need anything”
– Travis H.
“I had an excellent experience with First Franklin Financial. From the moment I walked in, the staff was welcoming, professional, and truly committed to helping me find the best financial solution for my needs.”
– Amy P.

Get Started

Personal loans that fit your life.