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1st Franklin Financial Wellness Blog

Read up on all things financial literacy, planning, and wellness.

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Life Milestones & Loans

Three Things People Look For When Seeking Financial Services

When you need a loan or help saving for the future, how do you decide which financial services company to…

Financial Planning

What Documents Do I Need to Get a Loan with 1st Franklin Financial?

At 1ˢᵗ Franklin Financial, we love helping customers get funds fast. As a part of the application process, you’ll need…

Financial Planning

Installment Loans For Bad Credit – A Way To Rebuild Credit?

Life throws us curveballs all the time. At one point, bad luck, poor choices or unfortunate circumstances may have landed…

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Loan Basics

Reducing Debt For Your Financial Future

Loan Basics

Reducing Debt For Your Financial Future

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Two Smart Financial Moves That Help You Get Ready for the Unexpected Expenses

Loan Basics

Two Smart Financial Moves For Unexpected Expenses

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Family Road Trips

Loan Basics

Three Great Places for Affordable Family Road Trips

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Debt Consolidation Loans Deliver

Loan Basics

Reduce bills, reduce debt. Debt consolidation loans deliver!

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Financial Planning

Financial Planning

Caring Matters, and It Drives Us at 1st Franklin Financial.

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Financial Planning

How to Handle Financial Stress

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Financial Planning

We Appreciate Our Customers!

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Financial Planning

Debt Consolidation – The Power of One

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Debt Management

5 Ways to Use Personal Loans for Growing Your Financial Future

Debt Management

5 Ways to Use Personal Loans for Growing Your Financial Future

Explore our resources and articles to help you navigate your …

Community & Customer Stories

20th Anniversary T-Shirts for Turkeys Campaign: A Record-Breaking Celebration

Community & Customer Stories

20th Anniversary T-Shirts for Turkeys Campaign: A Record-Breaking Celebration

Each family has special holiday traditions. Maybe in your house, it’s baking cookies from grandma’s favorite recipes or gathering the…

Community & Customer Stories

How to Have a Festive Holiday Without Breaking the Bank

Community & Customer Stories

How to Have a Festive Holiday Without Breaking the Bank

With a bit of planning and creativity, a happy holiday season doesn’t have to be expensive. From DIY decorations and…

Community & Customer Stories

Fall Financial Planning Review: Why Autumn Is the Perfect Time to Review and Renew Your Financial Plans

It’s that time of year when each day is just a bit chillier than the last – a brisk reminder…

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1st Franklin Financial
135 E. Tugalo St.
Toccoa, GA 30577

States Licenses: 1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

¹All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1^st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1^st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1^st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

² To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.