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Life Milestones & Loans

Three Things People Look For When Seeking Financial Services

When you need a loan or help saving for the future, how do you decide which financial services company to…

Financial Planning

What Documents Do I Need to Get a Loan with 1st Franklin Financial?

At 1ˢᵗ Franklin Financial, we love helping customers get funds fast. As a part of the application process, you’ll need…

Financial Planning

Installment Loans For Bad Credit – A Way To Rebuild Credit?

Life throws us curveballs all the time. At one point, bad luck, poor choices or unfortunate circumstances may have landed…

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Loan Basics

Reducing Debt For Your Financial Future

Loan Basics

Reducing Debt For Your Financial Future

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Two Smart Financial Moves That Help You Get Ready for the Unexpected Expenses

Loan Basics

Two Smart Financial Moves For Unexpected Expenses

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Family Road Trips

Loan Basics

Three Great Places for Affordable Family Road Trips

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Debt Consolidation Loans Deliver

Loan Basics

Reduce bills, reduce debt. Debt consolidation loans deliver!

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Financial Planning

Financial Planning

Holiday Loans: What Are They, How Do They Work, & How Do You Apply

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Financial Planning

How Much Should You Budget for Groceries a Month?

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How to Have a Festive Holiday Without Breaking the Bank

Financial Planning

How to Have a Festive Holiday Without Breaking the Bank

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Financial Planning

Fall Financial Planning Review: Why Autumn Is the Perfect Time to Review and Renew Your Financial Plans

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Building & Protecting Credit

Five Steps to Take Before Applying for a Personal Loan

Building & Protecting Credit

Five Steps to Take Before Applying for a Personal Loan

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Top Tips to Manage Debt Consolidation Effectively

Building & Protecting Credit

Top Tips to Manage Debt Consolidation Effectively

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Comparing Personal Loans vs. Credit Cards for Emergency Expenses

Building & Protecting Credit

Comparing Personal Loans vs. Credit Cards for Emergency Expenses

Explore our resources and articles to help you navigate your …

Community News

Community News

1st Franklin Sponsors 2025 Gran Fondo Hincapie in Greenville, SC

1st Franklin Sponsors 2025 Gran Fondo Hincapie in Greenville, SC One of the Upstate’s premier cycling events, the 2025 Gran…

Community News

Community News

1st Franklin Gives Back During the Holiday Season

1st Franklin celebrated the holiday season by volunteering, supporting local first responders and donating to local charities to make a…

20th Anniversary T-Shirts for Turkeys Campaign: A Record-Breaking Celebration

Community News

20th Anniversary T-Shirts for Turkeys Campaign: A Record-Breaking Celebration

Each family has special holiday traditions. Maybe in your house, it’s baking cookies from grandma’s favorite recipes or gathering the…

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1st Franklin Financial
135 E. Tugalo St.
Toccoa, GA 30577

States Licenses: 1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

¹All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1^st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. No payment until January 2026 when you close your loan November 17-December 31, 2025. Additional charges will apply. 1^st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1^st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

² To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.

³ No purchase necessary to enter or win. Void where prohibited by law. Must be at least 18 years of age to enter. You may enter by completing the 1st Franklin Financial Corporation Official Entry Form. One entry per person. 1st Place Prize – One winner per 1st Franklin Financial branch location will be chosen by a random drawing. 1st Place Prize Drawings will be held at each 1st Franklin Financial branch location on November 24, 2025. Grand Prize – Nine winners will be chosen by a random drawing of all entrants (including any 1st Place Prize winners) on December 1, 2025 at the corporate headquarters in Toccoa, Georgia. You do not need to be present to win. Grand Prize not to exceed $250. 1st Franklin Financial Corporation employees and their families are not eligible to win. Full contest rules available at www.1ffc.com.