With a Debt Consolidation Loan, the idea of combining your outstanding bills into one fixed monthly payment is easier than you may think. This could be credit card bills, car loans, medical bills, utility bills, and more.

A Debt Consolidation Loan can lower your
credit card balances, help payoff overdue medical bills and eliminate extra
fees for late payments from multiple vendors.

Consider Julie

As a single working mom with lots of creditcards to pay each month, Julie noticed each had different interest rates and due dates. Some of her cards even had variable interest rates that sometimes changed over time. With her busy schedule and active kids, Julie occasionally missed a due date and ended up paying more fees while also negatively impacting her credit. Julie often wondered if there might be a way to simplify her monthly bill paying — and maybe help avoid those higher rates and extra fees.

A Debt Consolidation Loan cuts down on the paperwork since you no longer receive multiple bills from different creditors each month. This process might even increase the credit amount available to you at a later date.

A Debt Consolidation Loan can be an effective way to:

• Eliminate accumulating interest charges
• Avoid late fees and penalties
• Budget more effectively
• Simplify and improve your financial picture
• Give you peace of mind ?

The Bottom Line

Sometimes it just might pay to “put all your eggs in one basket” when it comes to managing your debt. Why not let 1st Franklin Financial be the one to help. Apply now or give your local branch a call!

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