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Policies, Disclaimers, Disclosures

Policies, Disclaimers & Disclosures

Policies

1st Franklin Financial Corporation Privacy Notice

View our privacy notice.

1st Franklin Financial Corporation Online Privacy Policy

View our online privacy policy.

Solutions By Text Privacy Policy

View our Solutions By Text Privacy Policy.

Disclaimers

Home Mortgage Disclosure Act ("HMDA")

The HMDA data about our residential mortgage lending are available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

This data is available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this Web site.

Customer Referral

Updated 6/20/18

Payable after applicant’s loan closes. Not available in connection with a loan secured by real estate. All loan terms and applicable APR’s depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656.

Web/Social Media

Updated 6/20/18

Approval and actual loan terms depend on your ability to meet our credit criteria (including annual income, debt ratios, and credit report and history) and the availability of collateral. Annual percentage rates vary depending on your credit profile and state restrictions. For example, a customer with a good credit history and minimum gross income requirements may qualify for a loan with an APR of 21.99%. Maximum APR’s vary by state. 1ˢᵗ Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans may vary by state.

Customer Appreciation Entry Form

Updated 6/20/18

No purchase necessary to enter or win. Void where prohibited by law. Must be at least 18 years of age (19 years of age in Alabama) to enter. You may enter by completing the 1ˢᵗ Franklin Financial Corporation Official Entry Form. One entry per person. 1ˢᵗ Place Prize – One winner per 1ˢᵗ Franklin Financial branch location will be chosen by a random drawing. 1ˢᵗ Place Prize Drawings will be held at each 1ˢᵗ Franklin Financial branch location on (Date). Grand Prize – Eight winners will be chosen by a random drawing of all entrants (including any 1ˢᵗ Place Prize winners) on (Date) at the corporate headquarters in Toccoa, Georgia. You do not need to be present to win. Grand Prize not to exceed $350. 1ˢᵗ Franklin Financial Corporation employees and their families are not eligible to win. Full contest rules available below.

Full Contest Rules

Contests

No purchase necessary to enter or win. Void where prohibited by law.  Must be 18 years of age (19 years of age in Alabama) or older to participate.  You may enter by [specific contest instructions].   One entry per person.  One winner will be chosen based on [specific way in which winner is chosen].  Winner will be chosen on [date].  You do not need to present to win.  1st Franklin Financial Corporation employees and their families are not eligible to win.  Full contest rules are available below.

Full Contest Rules

89518 Mobile Terms & Conditions

Program Description
The program sends subscribers reminders, account notices, updates, and offers from 1ˢᵗ Franklin companies.

  • To opt-in, Text PAYPRO to 89518.
  • Msg frequency varies by acct/preference. Message and Data Rates May Apply.
  • To opt-out, Text STOP to 89518. An opt-out confirmation message will be sent back to you.
  • To request support, Text HELP to 89518 or email us at support@solutionsbytext.com
  • Carriers are not liable for delayed or undeliverable messages

Deferred Payment (2021)

No payment until January 2021 when you close your loan November 18th – December 31st, 2021. Additional charges will apply.

Trustpilot Disclaimer

Based on Trustpilot reviews as of (). Learn more at www.trustpilot.com/review/1ffc.com.