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Nelvin, a loyal customer, stands proud outside of her shop.

We Make Loans for Living

Life comes at you fast, and sometimes you need a loan to help flatten out the bumps. We get it.

A personal loan from 1st Franklin might be just what you need to tackle a home repair, cover a medical expense or simply consolidate your debt. A fixed-rate loan with set monthly payments can be the smart way to get back on track. We’re here to help you do life.

Step 1

Apply for loan

Branch Visit
Step 2

Visit a branch to discuss your loan and options

Receive Funds
Step 3

Receive funds

Happy couple standing together holding hands.
Step 1

Apply for a loan

Beginning the loan process is simple. You can start your application online, over the phone or at your local 1st Franklin Financial branch.

Apply Now

If you apply online:

We will contact you in two business days to discuss your application.

If you submit your loan application during non-business hours, your application will not be viewed until the following business day.

Friendly branch manager assisting customer with paperwork.
Step 2

Visit a branch to discuss offers

After your initial approval, you’ll have a face-to-face meeting with your 1st Franklin Financial associate to discuss rates and terms, and complete your application.

What to bring with you:

As a part of the application process, you’ll need to provide a few documents to secure your loan. We have put together a checklist to help you prepare.

View Checklist

Proud father holding both of his children.
Step 3

Receive Funds

After you review and accept your loan terms, you’ll sign your loan documents and get your money.

You could have the money you need as soon as the next day. In some cases, in only a few hours!