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  • Debt Consolidation

  • Unexpected Expenses

  • Home Improvement

  • Vehicle Repairs

  • Medical Expenses

A fixed interest rate loan from 1st Franklin Financial can help you pay down your debt with one affordable monthly payment that fits your budget.  Call us today to get started 866.278.1804

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Visit or call your local 1st Franklin Financial branch to speak with our team and learn how we can help you do life.

New Application

New Application*

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We offer Personal Loans in the states of Alabama, Georgia, Louisiana, Mississippi, South Carolina and Tennessee. You must be at least 18 years of age to apply (19 years of age in the State of Alabama).

*Approval and actual loan terms depend on your ability to meet our credit criteria (including annual income, debt ratios, and credit report and history) and the availability of collateral. Annual percentage rates vary depending on your credit profile and state restrictions. For example, a customer with a good credit history and minimum gross income requirements may qualify for a loan with an APR of 21.99%. Maximum APR’s vary by state. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. GA loans starting at $1,250 and MS loans starting at $600.