Installment Loans at our Athens, TN Branch

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941 Decatur Pike, Suite 108
Athens, TN 37303
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
Branch Services
  • Personal Loans
  • Applications
  • Loan Consultations
  • Payment Processing
  • Account Inquiries
  • Customer Service
  • Resources

About This Branch

Why Choose 1st Franklin? ¹

Home to Tennessee Wesleyan University, Mayfield Dairy Farms, and the Eureka Trail, Athens, Tennessee is a community we are pleased to serve. 1st Franklin Financial has an Athens branch staffed with helpful and knowledgeable loan professionals who can assist you with fast personal loans.

Athens is one of our many branch locations in Tennessee. At this branch, we also serve people coming in from the nearby communities of Decatur, Riceville, Niota, Etowah, Englewood, Delano, and Sweetwater.

Our Athens branch is located at 941 Decatur Pike, Suite 108. We are in the Ingles grocery store shopping center. We’re next to the Hair Kingdom on one side and the Fresenius Kidney Center on the other.

For your convenience, we have a parking lot situated right in front of our building. Our Athens office also has wheelchair-accessible accommodations for our Athens-area customers.

If you live within the counties of McMinn, Decatur, Riceville, Niota, Etowah, Englewood, Delano, Sweetwater, we look forward to meeting you in our Athens branch. Our loans go up to $15,000 and might be exactly what you need to catch up on bills, consolidate debt, or handle an expensive, unexpected situation.

We do check credit as part of the loan review and approval process. However, we also look at many other factors to get a better sense of your financial history and ability to repay a loan in monthly installments. If we approve you for a loan, we can provide your loan proceeds via check.

In addition to our personal loans with flexible terms and low monthly payments, 1st Franklin also offers our local customers assistance with sales financing. Please visit our FAQ page to learn more.

You can stop by or call our Athens branch during business hours to get the loan you need. After hours, we welcome you to apply online from the convenience of your home to start the loan process.

What You’ll Need

Make Your Branch Visit Easier

Prepare for your application by gathering the documents we’ll need to confirm your identity.

These include: 2 primary forms of ID or 1 primary and 1 secondary form of ID.

Primary Documents

U.S. Driver’s License
U.S. State Issued ID
U.S. or Foreign Passport
Military or Federal Gov’t Employee ID
Alien Registration Card (Green Card)
U.S. Issued Border Crossing Card
U.S. Visa

Secondary Documents

Social Security Card
U.S. or Foreign Voter’s Registration Card
U.S. Employment Authorization Card
University/College ID
Medicaid, Medicare or other health insurance card
Utility Bills

Nearby Branches

See other branches in your area.

Madisonville, TN

3704 Hwy 411
Madisonville, TN 37354

(423) 420-6503

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Dayton, TN

3055 Rhea County Hwy
Dayton, TN 37321

(423) 775-6604

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Cleveland, TN

865 Keith Street, NW
Cleveland, TN 37311

(423) 479-4138

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Get Started

Personal loans that fit your life.