Installment Loans at our Irmo, SC Branch

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7467 Saint Andrews Road, Suite 21
Irmo, SC 29063
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
Branch Services
  • Personal Loans
  • Applications
  • Loan Consultations
  • Payment Processing
  • Account Inquiries
  • Customer Service
  • Resources

About This Branch

Why Choose 1st Franklin? ¹

Irmo, South Carolina is home to one of our many branch locations staffed with friendly and helpful professionals. In Irmo, we are happy to discuss your loan options with you and help you get the money you need.

Our Irmo branch offers personal loans that you can use for a wide range of purposes. We are located at 7467 Saint Andrews Road, Suite 21. In our local Irmo branch, we also assist customers traveling in from nearby Columbia, Chapin, Little Mountain, Lexington, White Rock, Hilton, Ballentine, Irmo, Cayce, and West Columbia.

You can easily find our Irmo branch in a shopping center with Kroger, Hunan Wok, Hemingway’s, Pizza Hut, Blue Cross Blue Shield, and Mingos. We’re also near Lovely Nails, Hutto’s Seafood and Wings, Han Alteration, Liberty Tax, and Fire House Subs. For your convenience, we have a parking lot and wheelchair-accessible accommodations in our Irmo branch.

Individuals and families living in Irmo, Richland, and Lexington counties rely on 1st Franklin Financial whenever times get tough or they need a financial boost to handle an unexpected situation. In Irmo, we offer loans between $600 and $15,000. Please note that we do not make starter loans. We look at credit to approve loans, but also consider various other factors in each loan decision. There is no pre-payment penalty if you want to pay off your Irmo loan early.

In addition to our personal loans with flexible terms and low monthly payments, 1st Franklin also offers our local customers assistance with sales financing. Please visit our FAQ page to learn more.

Our Irmo branch is open until 5:30 P.M. Monday, Tuesday, Thursday, and Friday. We close early at 1:30 P.M. on Wednesday. Please visit us during business hours in Irmo to ask questions about our loans or to sign your loan documents.

To start the lending process today, we welcome you to apply online.

What You’ll Need

Make Your Branch Visit Easier

Prepare for your application by gathering the documents we’ll need to confirm your identity.

These include: 2 primary forms of ID or 1 primary and 1 secondary form of ID.

Primary Documents

U.S. Driver’s License
U.S. State Issued ID
U.S. or Foreign Passport
Military or Federal Gov’t Employee ID
Alien Registration Card (Green Card)
U.S. Issued Border Crossing Card
U.S. Visa

Secondary Documents

Social Security Card
U.S. or Foreign Voter’s Registration Card
U.S. Employment Authorization Card
University/College ID
Medicaid, Medicare or other health insurance card
Utility Bills

Nearby Branches

See other branches in your area.

Lexington, SC

205 N Columbia Avenue
Lexington, SC 29072

(803) 356-5610

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Cayce, SC

549 Knox Abbott Drive
Cayce, SC 29033

(803) 739-6966

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Columbia, SC

9003 Two Notch Road
Columbia, SC 29223

(803) 462-6960

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Get Started

Personal loans that fit your life.