Ridgeland, MS 39157
                - Personal Loans
 - Applications
 - Loan Consultations
 - Payment Processing
 - Account Inquiries
 - Customer Service
 - Resources
 

About This Branch
Why Choose 1st Franklin? ¹
If you need personal loans for any reason, 1st Franklin Financial is here to help. We have many branch locations throughout Mississippi, including a Ridgeland branch. In Ridgeland, we can help you get quick cash for your car, home, travel, bills, an emergency, or something else.
Our Ridgeland branch is located at 398 Highway 51, Suite 130. We are in the Mac’s Fresh Market shopping center and on the corner of School Road and Highway 51.
For your convenience, we have a parking lot in front of our office. We also have wheelchair-accessible seating in our office.
Our local team serves people living in all of these neighboring communities: Ridgeland, Jackson, Madison, Canton, Gluckstadt, Yazoo City, Flora, Bentonia, Benton, Flowood, and Brandon.
If you live in Madison, Yazoo, Rankin, or Hinds County, we look forward to assisting you and helping you take control of your finances in our Ridgeland branch.
In Ridgeland, we make consumer loans beginning at $600 and up to $15,000. Imperfect credit? No problem, we would like the opportunity to take a look at your application and see if we can help you.
Our Ridgeland staff makes loan decisions in as little as 20 minutes, and same-day funding may be available if you are approved. If you cannot make your monthly payment for a month, please reach out to us. We may have ways to assist you with payment relief for a month, and if not, we will work with you as much as possible. We are open 8:30 AM to 5:30 PM, but on Wednesdays we close at 1:30 PM.
In addition to our personal loans with flexible terms, 1st Franklin Financial also offers sales financing. You can learn more about our loans and other services on our FAQ page.
Please visit us in Ridgeland or apply online today for your loan.