Installment Loans at our Ridgeland, MS Branch

5 out of 5
Leave a Review
8952 Ridgeland MS
398 Highway 51, Suite 130
Ridgeland, MS 39157
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
Branch Services
  • Personal Loans
  • Applications
  • Loan Consultations
  • Payment Processing
  • Account Inquiries
  • Customer Service
  • Resources

About This Branch

Why Choose 1st Franklin? ¹

If you need personal loans for any reason, 1st Franklin Financial is here to help. We have many branch locations throughout Mississippi, including a Ridgeland branch. In Ridgeland, we can help you get quick cash for your car, home, travel, bills, an emergency, or something else. 

Our Ridgeland branch is located at 398 Highway 51, Suite 130. We are in the Mac’s Fresh Market shopping center and on the corner of School Road and Highway 51. 

For your convenience, we have a parking lot in front of our office. We also have wheelchair-accessible seating in our office. 

Our local team serves people living in all of these neighboring communities: Ridgeland, Jackson, Madison, Canton, Gluckstadt, Yazoo City, Flora, Bentonia, Benton, Flowood, and Brandon. 

If you live in Madison, Yazoo, Rankin, or Hinds County, we look forward to assisting you and helping you take control of your finances in our Ridgeland branch. 

In Ridgeland, we make consumer loans beginning at $600 and up to $15,000. Imperfect credit? No problem, we would like the opportunity to take a look at your application and see if we can help you. 

Our Ridgeland staff makes loan decisions in as little as 20 minutes, and same-day funding may be available if you are approved. If you cannot make your monthly payment for a month, please reach out to us. We may have ways to assist you with payment relief for a month, and if not, we will work with you as much as possible. We are open 8:30 AM to 5:30 PM, but on Wednesdays we close at 1:30 PM.

In addition to our personal loans with flexible terms, 1st Franklin Financial also offers sales financing. You can learn more about our loans and other services on our FAQ page. 

Please visit us in Ridgeland or apply online today for your loan. 

What You’ll Need

Make Your Branch Visit Easier

Prepare for your application by gathering the documents we’ll need to confirm your identity.

These include: 2 primary forms of ID or 1 primary and 1 secondary form of ID.

Primary Documents

U.S. Driver’s License
U.S. State Issued ID
U.S. or Foreign Passport
Military or Federal Gov’t Employee ID
Alien Registration Card (Green Card)
U.S. Issued Border Crossing Card
U.S. Visa

Secondary Documents

Social Security Card
U.S. or Foreign Voter’s Registration Card
U.S. Employment Authorization Card
University/College ID
Medicaid, Medicare or other health insurance card
Utility Bills

Nearby Branches

See other branches in your area.

Pearl, MS

3823 Hwy 80 E
Pearl, MS 39208

(601) 933-1800

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Clinton, MS

317 Highway 80 East
Clinton, MS 39056

(601) 460-0088

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Forest, MS

337 W. Third Street
Forest, MS 39074

(601) 469-0828

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Get Started

Personal loans that fit your life.