Columbia, MS 39429
- Personal Loans
- Applications
- Loan Consultations
- Payment Processing
- Account Inquiries
- Customer Service
- Resources

About This Branch
Why Choose 1st Franklin? ¹
1st Franklin Financial has many locations throughout the state of Mississippi, including a Columbia branch. In this branch, we provide personal loans to people who need money urgently and want to borrow funds for a variety of purposes.
Our Columbia, Mississippi branch is located at 803 U.S. Highway 98 Bypass, Suite B. You can easily find our branch situated in the Ramey’s Shopping Center beside Fitness Depot.
In Columbia, we have a wheelchair-accessible sidewalk to accommodate our local customers. We also have a large parking lot for your vehicle so that you don’t have to search elsewhere for a spot when you arrive to discuss your financial situation with our Columbia staff.
Our Columbia-area customers often ask us about credit checks, loan amounts, and how quickly they can get their loan money.
We pull credit to make loan approvals but look at multiple factors to make loan decisions – not just credit score. Our minimum loan amount is $600, and our maximum loan amount in Columbia is $15,000. We can secure a loan with personal property or an automobile. Same-day loan approvals are possible if you submit all the required documentation by noon.
In our Columbia branch, we also serve customers living in the following nearby communities: Sandy Hook, Sumrall, Tylertown, Jayess, Prentiss, Carson, Bassfield, Oak Vale, Lumberton, and Oloh. In addition to our personal loans with quick approvals, 1st Franklin also offers financial assistance with investments and retail financing.
Whether you live in Marion, Walthall, Jefferson Davis, Lamar, Forrest, or Lawrence County, 1st Franklin Financial is here for you whenever times get tough or you need a financial boost to keep up or get ahead.
Please check out our FAQ page to learn more about our financial company and the loans we provide. You can apply for a personal loan with us by visiting our Columbia branch, calling our staff, or applying online today.