Installment Loans at our Waycross, GA Branch

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325 Hatcher Point Road
325 Hatcher Point Road, Suite G
Waycross, GA 31503
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
Branch Services
  • Personal Loans
  • Applications
  • Loan Consultations
  • Payment Processing
  • Account Inquiries
  • Customer Service
  • Resources

About This Branch

Why Choose 1st Franklin? ¹

With over 100 locations spread across the state, it’s safe to say that 1st Franklin Financial considers Georgia to be home. Our headquarters is located in the Peach State, and for more than 80 years we’ve partnered with Georgians when they’ve needed financial assistance. Our branch in Waycross proudly serves the residents of Ware, Pierce, Charlton, Brantley, Atkinson, Wayne, and Glynn counties. You’ll find us located at 325 Hatcher Point Road, Suite G, in the Hatcher Point shopping center behind Walmart, Dollar Tree, Petsense by Tractor Supply, Olive Garden, Hobby Lobby, and Cracker Barrel. Across Hatcher Point Road are Claire’s, Planet Fitness, Fairfield Inn & Suites, and Ruby Tuesday. There is a Lowe’s, Zaxby’s Chicken Fingers & Buffalo Wings, McDonald’s, and Chick-fil-A just across Highway 23. Our Waycross location has plenty of parking as well as wheelchair accessibility for your convenience.

Only a short drive from Folkston, Blackshear, Nahunta, Waynesville, Pearson, Hoboken, Hortense, Patterson, Offerman, Jesup, Scriven, and Manor, 1st Franklin Financial in Waycross helps folks every day with our Loans for LivingTM personal installment loans. With a personal installment loan, you can borrow up to $15,000 to help pay off major bills and surprise expenses, or even fun occasions like weddings and vacations. With our fast loan approval times, you can even receive your money the same day you apply (you can cash your loan check at your bank or at a local check-cashing business). And when you make your monthly loan payments on time, you can build your credit!

Once you’re ready to apply for a personal installment loan, simply fill out our convenient online application. You can also visit our Waycross location between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to talk to a loan expert–just make sure you have multiple forms of ID, proof of income, and proof of residence. Questions? Give us a call at (912) 287-1500.

What You’ll Need

Make Your Branch Visit Easier

Prepare for your application by gathering the documents we’ll need to confirm your identity.

These include: 2 primary forms of ID or 1 primary and 1 secondary form of ID.

Primary Documents

U.S. Driver’s License
U.S. State Issued ID
U.S. or Foreign Passport
Military or Federal Gov’t Employee ID
Alien Registration Card (Green Card)
U.S. Issued Border Crossing Card
U.S. Visa

Secondary Documents

Social Security Card
U.S. or Foreign Voter’s Registration Card
U.S. Employment Authorization Card
University/College ID
Medicaid, Medicare or other health insurance card
Utility Bills

Nearby Branches

See other branches in your area.

Alma, GA

416 S. Dixon Street
Alma, GA 31510

(912) 632-8615

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Douglas, GA

1351 Bowens Mill Road SE
Douglas, GA 31533

(912) 384-3902

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Jesup, GA

1074 N. Macon Street
Jesup, GA 31545

(912) 427-4237

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Get Started

Personal loans that fit your life.