Installment Loans at our Royston, GA Branch

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655 Cook Street
Royston, GA 30662
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
Branch Services
  • Personal Loans
  • Applications
  • Loan Consultations
  • Payment Processing
  • Account Inquiries
  • Customer Service
  • Resources

About This Branch

Why Choose 1st Franklin? ¹

For more than 80 years, 1st Franklin Financial has partnered with Georgia families to provide them with financial assistance when they need it most. In fact, we have over 100 locations across the state to help Georgians with personal installment loans and other financial services. Our branch in Royston proudly serves the residents of Franklin, Hart, Elbert, and Madison counties, located at 655 Cook Street, in the Dill’s shopping center. You’ll find us near Papa John’s Pizza, Encounter Church, and Tri-County Chevrolet. Across the street is the Northeast Georgia Appliance Store and Royston Car Wash. There is plenty of parking at our Royston location, as well as wheelchair accessibility for your convenience.

Just a short drive from Danielsville, Bowman, Canon, Carnesville, Ila, Lavonia, Dewy Rose, and Franklin Springs, 1st Franklin Financial in Royston can help you pay for major expenses like unexpected repairs, costly medical bills, and even fun events like weddings and vacations. With our Loans for Living™ personal installment loans, you can borrow up to $15,000, which you can even receive the same day you apply thanks to fast approval times (you can cash your loan check at your bank or at a local check-cashing business). Our loans have fixed interest rates, so you always know how much you’re paying back each month–and when you make your monthly loan payments on time, you can improve your credit.

If you’re ready to apply for a personal installment loan, complete our convenient online application. Or stop by and visit us at the Royston branch between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to speak with a loan expert–just make sure you have multiple forms of ID, proof of income, and proof of residence. You can also call us at (706) 245-6106 with any questions you have.

What You’ll Need

Make Your Branch Visit Easier

Prepare for your application by gathering the documents we’ll need to confirm your identity.

These include: 2 primary forms of ID or 1 primary and 1 secondary form of ID.

Primary Documents

U.S. Driver’s License
U.S. State Issued ID
U.S. or Foreign Passport
Military or Federal Gov’t Employee ID
Alien Registration Card (Green Card)
U.S. Issued Border Crossing Card
U.S. Visa

Secondary Documents

Social Security Card
U.S. or Foreign Voter’s Registration Card
U.S. Employment Authorization Card
University/College ID
Medicaid, Medicare or other health insurance card
Utility Bills

Nearby Branches

See other branches in your area.

Lavonia, GA

12300 Augusta Road
Lavonia, GA 30553

(706) 356-8882

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Hartwell, GA

376 East Howell Street
Hartwell, GA 30643

(706) 376-4773

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Elberton, GA

2 South Oliver Street
Elberton, GA 30635

(706) 283-6636

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Get Started

Personal loans that fit your life.