Installment Loans at our Lavonia, GA Branch

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12300 Augusta Road
Lavonia, GA 30553
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
Saturday08:30 AM – 12:30 PM
SundayClosed
Branch Services
  • Personal Loans
  • Applications
  • Loan Consultations
  • Payment Processing
  • Account Inquiries
  • Customer Service
  • Resources

About This Branch

Why Choose 1st Franklin? ¹

1st Franklin Financial loves Georgia! After all, this is where we got our start more than 80 years ago. Since then, we’ve been proudly serving our communities with financial help when they need it. With over 100 locations throughout the Peach State, we’re always here for you. If you live in Franklin, Hart, Stephens, Madison, or Banks counties, our branch in Lavonia is ready to serve you. We’re located at 12300 Augusta Road in a shopping center with 7 Leguas Mexican Restaurant, Carquest Auto Parts, Dill’s Food City, and The UPS Store. Also nearby are Eison Industrial & Hardware, Fancy Nails & Spa, First Citizens Bank, Pinnacle Bank, Carter’s Kitchen, Lavonia City Hall, and Lavonia City Park. There’s plenty of parking as well as wheelchair accessibility at our Lavonia branch for your convenience.

Just a short drive from Canon, Bowersville, Carnesville, Martin, and Toccoa, 1st Franklin Financial in Lavonia can help you pay off costly medical or repair bills, other expenses, and even fun events like weddings and vacations with our Loans for Living™ personal installment loans. These loans allow you to borrow up to $15,000, and you can even get your money the same day you apply thanks to quick approval times (you can cash your loan check at your bank or at a local check-cashing business). And when you make your monthly loan payments on time, you can build your credit.

If you’re ready to apply for a personal installment loan, you can fill out our convenient online application. Or stop by and visit us at the Lavonia branch between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to speak with a courteous loan expert–just remember to bring multiple forms of ID, proof of income, and proof of residence. If you have any questions, please give us a call at (706) 356-8882.

What You’ll Need

Make Your Branch Visit Easier

Prepare for your application by gathering the documents we’ll need to confirm your identity.

These include: 2 primary forms of ID or 1 primary and 1 secondary form of ID.

Primary Documents

U.S. Driver’s License
U.S. State Issued ID
U.S. or Foreign Passport
Military or Federal Gov’t Employee ID
Alien Registration Card (Green Card)
U.S. Issued Border Crossing Card
U.S. Visa

Secondary Documents

Social Security Card
U.S. or Foreign Voter’s Registration Card
U.S. Employment Authorization Card
University/College ID
Medicaid, Medicare or other health insurance card
Utility Bills

Nearby Branches

See other branches in your area.

Royston, GA

655 Cook Street
Royston, GA 30662

(706) 245-6106

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Hartwell, GA

376 East Howell Street
Hartwell, GA 30643

(706) 376-4773

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Toccoa, GA

25 Stephen Circle
Toccoa, GA 30577

(706) 886-2153

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Get Started

Personal loans that fit your life.