Toccoa, GA 30577
- Personal Loans
- Applications
- Loan Consultations
- Payment Processing
- Account Inquiries
- Customer Service
- Resources

About This Branch
Why Choose 1st Franklin? ¹
As part of the Georgia community for over 80 years, 1st Franklin Financial is always nearby to help the folks in our communities when they need financial assistance. We have more than 100 locations throughout the Peach State. And if you live in Stephens, Franklin, Habersham, or Rabun counties, our location in Toccoa is your go-to branch. You can find us at 25 Stephen Circle next to Brother John’s Subs and Burger King. Also nearby are Walgreens, Hardee’s, Asia House Restaurant, Firehouse Subs, Dairy Queen, and Dollar General. Just down Big A Road from our location is the Big A Shopping Center. Our Toccoa branch has ample parking as well as wheelchair accessibility for your convenience.
Just a short distance from Carnesville, Lavonia, Demorest, Clarkesville, Clayton, Cornelia, and Eastanollee, 1st Franklin Financial in Toccoa can help you cover costly expenses like medical or repair bills with our Loans for Living™ personal installment loans, which allow you to borrow up to $15,000. You can even get your money the same day you apply thanks to speedy approval times (you can cash your loan check at your bank or at a local check-cashing business). And when you make your monthly loan payments on time, you can improve your credit.
When you’re ready to apply for a personal installment loan, you can fill out our convenient online application. Or stop by and visit us in the Toccoa branch between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to speak with a friendly loan expert–just remember to bring multiple forms of ID, proof of income, and proof of residence. If you have any questions, don’t hesitate to give us a call at (706) 886-2153.