Clayton, GA 30525
- Personal Loans
- Applications
- Loan Consultations
- Payment Processing
- Account Inquiries
- Customer Service
- Resources

About This Branch
Why Choose 1st Franklin? ¹
For more than 80 years, 1st Franklin Financial has been there for Georgians whenever they need financial assistance. As part of the Georgia community, we have more than 100 locations across the Peach State, so we’re always nearby when you need us. If you live in Rabun, Habersham, or Stephens counties, our branch in Clayton is your go-to location. You’ll find us at 621 Highway 441 South, Suite 4 in the “Station House.” Near our building is Manrique’s Mexican Restaurant, Buds and Blossoms Florist, Mountain Grill, The Rusty Bike Cafe, and Coach’s Bar and Grille. Just down Highway 441 are Dunkin, Arby’s, and Waffle House. For your convenience, our Clayton branch offers ample parking and wheelchair accessibility.
Near the towns of Dillard, Lakemont, Tiger, Rabun Gap, Mountain City, and Tallulah Falls, 1st Franklin Financial in Clayton provides personal installment loans that can help you pay for costly home repairs, expensive bills, and even fun events like weddings and vacations. Our Loans for Living™ personal installment loans allow you to borrow up to $15,000–you can even receive your money the same day you apply thanks to fast approval times (you can cash your loan check at your bank or at a local check-cashing business). And when you make your monthly loan payments on time, you can improve your credit.
Ready to apply for a personal installment loan? You can either complete our convenient online application, or come by and see us in Clayton between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to speak with a friendly loan expert–just make sure you have multiple forms of ID, proof of income, and proof of residence. If you have any questions, please feel free to call us at (706) 782-4256.