Installment Loans at our Panama City, FL Branch
Panama City, FL 32405
- Personal Loans
- Applications
- Loan Consultations
- Payment Processing
- Account Inquiries
- Customer Service
- Resources

About This Branch
Why Choose 1st Franklin? ¹
Panama City, Florida residents often need personal loans to handle urgent financial expenses and take care of emergencies outside their budget. To meet this need, 1st Franklin Financial operates a Panama City branch, which is staffed with friendly and knowledgeable loan professionals to assist you.
In Panama City, we are located at 631 North Highway 231. We are situated within the Mariner Plaza, which is where the Career Source Gulf Coast is also located.
To accommodate our Panama City customers, we have ensured that our branch is wheelchair accessible. We have parking available right in front of our office door, and you’ll find wheelchair-accessible parking at the end of the building. Plenty of parking is available at our branch, so feel free to park anywhere and head on in to discuss your financial concerns. No appointment is necessary.
Our Panama City-based staff also regularly assists customers who live in nearby Lynn Haven, Panama City Beach, Fountain, Port St. Joe, Apalachicola, and Calloway.
Once you submit a loan application, we review your credit and other financial details to make a decision. Our loans start at $600 and go up to $15,000.
If you live in Bay or Gulf County, we look forward to helping you reach your financial goals and achieve peace and stability in Panama City.
In Panama City, our regular business hours are 8:30 A.M. to 5:30 P.M. on Mondays through Fridays, except for Wednesdays, when we close at 1:30 P.M. Please call or visit us to ask questions about our loans or for help completing your application.
If you’re ready to get the money you need as quickly as possible, you may also apply online from home. In many cases, our Panama City customers are able to get their loan funds by the next day or even within just a few hours.