Installment Loans at our Panama City, FL Branch

9018 Panama City, FL

631 N Hwy 231
Panama City, FL 32405

Monday

Tuesday

Wednesday

Thursday

Friday

SaturdayClosed

SundayClosed

Branch Services

Personal Loans
Applications
Loan Consultations
Payment Processing
Account Inquiries
Customer Service
Resources

About This Branch

Why Choose 1st Franklin? ¹

We put people 1st and will be there when you need us. When you find yourself in need of financial help, we offer personal loans up to $15,000 with flexible terms to fit any budget, so you can get back to what really matters living your life.

We are not a payday lender and we do not offer loans secured against a customers next paycheck. We offer short and long term installment loans with payment plans that fit each customers need.

With over 370 1st Franklin offices across the southeast, were not far from home, and we have been offering loans to our neighbors for over 80 years. Call us today, and find out about our quick approvals, fixed payments and fixed rates.

What You’ll Need

Make Your Branch Visit Easier

Prepare for your application by gathering the documents we’ll need to confirm your identity.

These include: 2 primary forms of ID or 1 primary and 1 secondary form of ID.

Primary Documents

U.S. Driver’s License

U.S. State Issued ID

U.S. or Foreign Passport

Military or Federal Gov’t Employee ID

Alien Registration Card (Green Card)

U.S. Issued Border Crossing Card

U.S. Visa

Secondary Documents

Social Security Card

U.S. or Foreign Voter’s Registration Card

U.S. Employment Authorization Card

University/College ID

Medicaid, Medicare or other health insurance card

Utility Bills

Have questions? Look no further than our resources.

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Loan Checklist

Prepare for your application with our simple step-by-step guide.

Financial Education

See where you stand and explore your loan options.

Loan Calculator

Discover your estimated monthly payments and find a loan that fits your budget.

Frequently Asked Questions

Get clear answers to common questions about loans, eligibility, and our application process.

Explore all resources

Nearby Branches

See other branches in your area.

Blountstown, FL

17932 Main St N, Suite 2
Blountstown, FL 32424

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

View Location Get Directions

DeFuniak Springs, FL

1299 US Hwy 90 W, Suite 5
DeFuniak Springs, FL 32433

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

View Location Get Directions

Marianna, FL

4767 Hwy 90
Marianna, FL 32446

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

View Location Get Directions

Get Started

Personal loans that fit your life.

1st Franklin Financial
135 E. Tugalo St.
Toccoa, GA 30577

States Licenses: 1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

¹All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1^st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1^st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1^st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

² To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.