DeFuniak Springs, FL 32433
- Personal Loans
- Applications
- Loan Consultations
- Payment Processing
- Account Inquiries
- Customer Service
- Resources

About This Branch
Why Choose 1st Franklin? ¹
If you live in or near DeFuniak Springs, we’re pleased to announce that 1st Franklin Financial now has a local branch in your community. In DeFuniak Springs, we provide personal loans that you can use for many purposes, including financial emergencies and urgent needs that require quick cash.
In DeFuniak Springs, our branch is located at 1299 U.S. Highway 90 West, Suite 5. Not only do we serve DeFuniak Springs residents here, but also people living in nearby Crestview, Ponce De Leon, Freeport, Florala, Baker, Westville, Paxton, Laurel Hill, and Caryville.
We are in a white stucco strip mall with a green roof. When you arrive at our DeFuniak Springs branch, you’ll see that we are across the street from Ed’s Restaurant and next door to Prescription Place.
To accommodate our local customers, we have a wheelchair-accessible entrance and seating. For your convenience, we have a parking lot in front of our complex, which holds about three cars, while our side lot can hold five additional cars.
People residing in Walton, Holmes, and Okaloosa counties can rely on 1st Franklin Financial whenever they are facing a challenging situation or want to take control of their finances.
Our DeFuniak Springs loans range from $600 to $15,000. We check customers’ credit while reviewing each application. However, we also consider your credit history, income history, and residence history to make a loan decision – not just your credit score.
In DeFuniak Springs, our regular business hours are 8:30 A.M. to 5:30 P.M. on Mondays through Fridays, except for Wednesdays, when we close at 1:30 P.M. We welcome you to visit us in person and meet with our loan professionals to ask questions or get help completing your application.
You may also apply online from home today, and in most cases, we can contact you immediately to complete the application process and help you get the money you need.