Installment Loans at our Oxford, AL Branch

1716 East Hamric Drive, Suite 5/6
Oxford, AL 36203
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
Branch Services
  • Personal Loans
  • Applications
  • Loan Consultations
  • Payment Processing
  • Account Inquiries
  • Customer Service
  • Resources

About This Branch

Why Choose 1st Franklin? ¹

For those living in Calhoun, Cleburne, Talladega, Randolph, and St. Clair counties who need financial help to pay for expensive bills and unexpected costs, 1st Franklin Financial in Oxford is here to assist you. 1st Franklin Financial has proudly served Alabamians for decades by providing practical financial solutions and personal installment loans. Our Oxford branch–one of nearly 50 in Alabama–is located at 1716 Hamric Drive East, Suite 5/6, in the Emerald Plaza shopping center with Always Summer Tanning Salon and Shaping Futures, next to Merle Norman Cosmetics Studio, and LT Nails, and just down from Center of Hope Super Thrift Store. Our Oxford location offers plenty of parking and wheelchair accessibility.

Residents of Oxford, Anniston, Munford, Alexandria, Heflin, Roanoke, Wedowee, Delta, Woodland, Eastaboga, Ohatchee, Piedmont, Jacksonville, Lincoln, Lineville, and Ashland don’t have to go far to visit 1st Franklin Financial in Oxford and find the financial assistance they need to cover expensive medical bills, surprise repair bills, or even weddings or vacations. With our Loans for Living™, you can receive a personal installment loan of up to $15,000 with fixed interest rates, quick approvals, and even same-day funds (you can cash your loan check at your bank or at a local check-cashing business). And when you make your loan payments on time each month, you can build up your credit.

If you’re ready to apply for a personal installment loan, fill out our convenient online application. Or come see us at our Oxford location between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to discuss your options with a friendly loan professional. You can also reach us at (256) 832-0450–we’re happy to answer your questions!

What You’ll Need

Make Your Branch Visit Easier

Prepare for your application by gathering the documents we’ll need to confirm your identity.

These include: 2 primary forms of ID or 1 primary and 1 secondary form of ID.

Primary Documents

U.S. Driver’s License
U.S. State Issued ID
U.S. or Foreign Passport
Military or Federal Gov’t Employee ID
Alien Registration Card (Green Card)
U.S. Issued Border Crossing Card
U.S. Visa

Secondary Documents

Social Security Card
U.S. or Foreign Voter’s Registration Card
U.S. Employment Authorization Card
University/College ID
Medicaid, Medicare or other health insurance card
Utility Bills

Nearby Branches

See other branches in your area.

Talladega, AL

704 East Battle Street
Talladega, AL 35160

(256) 362-3600

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Pell City, AL

1912 Cogswell Ave
Pell City, AL 35125

(205) 338-4433

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Gadsden, AL

441 George Wallace Dr
Gadsden, AL 35903

(256) 546-7700

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Get Started

Personal loans that fit your life.