Installment Loans at our Pell City, AL Branch

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1912 Cogswell Ave
1912 Cogswell Ave
Pell City, AL 35125
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
Branch Services
  • Personal Loans
  • Applications
  • Loan Consultations
  • Payment Processing
  • Account Inquiries
  • Customer Service
  • Resources

About This Branch

Why Choose 1st Franklin? ¹

When life throws you a curveball, 1st Franklin Financial in Pell City is here to help you knock it out of the park. Whether you’re facing expensive bills or saving for big occasions, 1st Franklin Financial stands ready to serve the residents of St. Clair, Shelby, and Talladega counties, just as we serve folks across the great state of Alabama with our 48 locations. Our branch in downtown Pell City is located at 1912 Cogswell Avenue, right next to Daily Bagel and Ron Partain’s World of Music. We’re also one block away from St. Clair County Courthouse and across the street from El Cazador Mexican Grill and Merle Norman Cosmetics. There is street parking along Cogswell Avenue as well as wheelchair accessibility for our guests.

Proudly serving the nearby communities of Pell City, Odenville, Ashville, Vincent, Alpine, and Harpersville, 1st Franklin Financial helps our neighbors by offering smart financial solutions like personal installment loans of up to $15,000. In fact, our Loans for Living™ can often get you the money you need for expensive repairs, costly medical expenses, and even vacations or weddings the same day as you apply. (You can cash your loan check at your bank or at a local check-cashing business.) Our personal installment loans also offer fixed interest rates, meaning you know exactly what amount you’re paying back each month. And when you make your payments on time each month, you can build your credit. All you need to apply is multiple forms of ID, proof of residence, and proof of income.

Once you’re ready to apply for a personal installment loan, you may fill out our convenient online application. Or visit us in Pell City to have a friendly loan professional walk you through the loan process–remember to bring your documents! We’re here from 8:30 am to 5:30 pm on Monday, Tuesday, Thursday, and Friday, and from 8:30 pm to 1:30 pm on Wednesday. Please feel free to call us at (205) 338-4433 as well if you have any questions.

What You’ll Need

Make Your Branch Visit Easier

Prepare for your application by gathering the documents we’ll need to confirm your identity.

These include: 2 primary forms of ID or 1 primary and 1 secondary form of ID.

Primary Documents

U.S. Driver’s License
U.S. State Issued ID
U.S. or Foreign Passport
Military or Federal Gov’t Employee ID
Alien Registration Card (Green Card)
U.S. Issued Border Crossing Card
U.S. Visa

Secondary Documents

Social Security Card
U.S. or Foreign Voter’s Registration Card
U.S. Employment Authorization Card
University/College ID
Medicaid, Medicare or other health insurance card
Utility Bills

Nearby Branches

See other branches in your area.

Moody, AL

1017 Crossroads Plaza Drive
Moody, AL 35004

(205) 640-7551

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Talladega, AL

704 East Battle Street
Talladega, AL 35160

(256) 362-3600

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Trussville, AL

445 Main Street
Trussville, AL 35173

(205) 508-2250

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Get Started

Personal loans that fit your life.