How is a 1st Franklin Financial loan different from a payday loan?

At 1st Franklin Financial is not a payday lender nor do we offer loans secured against a customer’s next paycheck.  We offer customers short-term, secured installment loans with payment plans that fit each customer’s need.

Will the loan interest rate stay the same throughout the life of the loan?

Every loan from 1st Franklin Financial has fixed rates, which means your rate will not change for the entire term of your loan.

What is the interest rate or APR (annual percentage rate) on a loan from 1st Franklin Financial?

The interest rate and the APR on your loan will depend on the type of loan you get, the amount and the repayment terms. Contact your local branch office and our staff will be happy to discuss interest rates and loan options available to you.

How do I get more information about your loan products?

You can learn about our starter loans, personal loans, home improvement loans, debt consolidation loans and more by simply exploring our website.  If you still have questions about our products as they relate to your individual situation, simply call your local branch. One of our friendly staff will be happy to answer your questions.