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Get the cash you need, fast.

Start Your Application

Don’t wait to start that home project.

Whether it’s repairs that need to get done right now, or an upgrade that will help you get the most out of your home, getting the money to pay for it should be simple. Whatever you need cash for, we’re here to help.

  • Quick Approvals
  • Fixed Rates
  • Over 80 years of service
  • Fixed Payments
  • Loans up to $15,000*
  • Friendly Franklin Folks

Funding loans is what we do.

Step 1

Apply for a loan

You can start your application online, over the phone or at your local 1st Franklin Financial branch. If you apply online, we will contact you within 2 business days. Online applications submitted during non-business hours will be reviewed the next business day.Start an Application

Step 2

Visit a branch to discuss your loan and options

After your initial approval, you’ll meet with a 1st Franklin Financial representative to discuss rates and terms, and complete your application. You’ll need to provide a few documents to secure your loan. We have put together a checklist to help you prepare.  See Checklist

Step 3

Receive Funds

After you review and accept your loan terms, you’ll sign your loan documents and get your money. You could have the money you need as soon as the next day. In some cases, in only a few hours!*

6 Million Personal Loans Made

Receive Funds
$13 Billion+ Dollars Loaned

#1 Financial Institution