This video explains how lenders assess stability when reviewing loan applications, focusing on employment and income consistency. It covers three key scenarios:
Length of Employment: Why job tenure matters and how short employment history can affect risk perception.
Temporary or Irregular Income: Challenges with seasonal, freelance, or app-based work and tips for proving reliability.
Employment Verification: Why lenders need confirmation and how to avoid delays or declines by providing accurate information and supporting documents.
