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Understand the lending process with this educational series designed to show you exactly what lenders look for when reviewing a loan application.
Closed-End Loans Provide a fixed amount of money upfront, repaid on a set schedule with equal monthly payments and account closes once the loan is paid off.
Examples: Car loans, mortgages, personal installment loans.
Revolving Credit provides a credit limit you can borrow against repeatedly. Payments reduce the balance, making credit available again.
Common example: Credit cards.
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