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Policies & Disclaimers

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Policies

1st Franklin Financial Corporation Privacy Notice

1st Franklin Financial Corporation Online Privacy Policy

Solutions By Text Privacy Policy

Disclaimers

Invitation to Apply: Present/Former, Archive Former, Prospect Non-Guarantee and Streamline

Updated 6/15/18

All loan terms and applicable APR’s depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656.

Customer Referral

Updated 6/15/18

Payable after applicant’s loan closes. Not available in Mississippi or in connection with a loan secured by real estate. All loan terms and applicable APR’s depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656.

Web/Social Media

Updated 6/15/18

Approval and actual loan terms depend on your ability to meet our credit criteria (including annual income, debt ratios, and credit report and history) and the availability of collateral. Annual percentage rates vary depending on your credit profile and state restrictions. For example, a customer with a good credit history and minimum gross income requirements may qualify for a loan with an APR of 21.99%. Maximum APR’s vary by state. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral.

Holiday Direct Mail includes CAD, Deferred Payment SC, GA, AL, TN, LA, MS

Updated 6/20/18

OFFER: All loan terms and applicable APR’s depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656.

DEFERRED PAYMENT: Additional charges will apply.

CAD: No purchase necessary to enter or win. Void where prohibited by law. Must be at least 18 years of age (19 years of age in Alabama) to enter. You may enter by completing the 1st Franklin Financial Corporation Official Entry Form. One entry per person. 1st Place Prize – One winner per 1st Franklin Financial branch location will be chosen by a random drawing. 1st Place Prize Drawings will be held at each 1st Franklin Financial branch location on (Date). Grand Prize – Eight winners will be chosen by a random drawing of all entrants (including any 1st Place Prize winners) on (Date) at the corporate headquarters in Toccoa, Georgia. You do not need to be present to win. Grand Prize not to exceed $350. 1st Franklin Financial Corporation employees and their families are not eligible to win. Full contest rules available at www.1ffc.com.

Holiday Direct Mail includes CAD, Deferred Payment MS ONLY

Updated 6/20/18

OFFER: All loan terms and applicable APR’s depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. 1st Franklin Financial Corporation, NMLS #141654.

DEFERRED PAYMENT: Additional charges will apply.

CAD: No purchase necessary to enter or win. Void where prohibited by law. Must be at least 18 years of age (19 years of age in Alabama) to enter. You may enter by completing the 1st Franklin Financial Corporation Official Entry Form. One entry per person. 1st Place Prize – One winner per 1st Franklin Financial branch location will be chosen by a random drawing. 1st Place Prize Drawings will be held at each 1st Franklin Financial branch location on (Date). Grand Prize – Eight winners will be chosen by a random drawing of all entrants (including any 1st Place Prize winners) on (Date) at the corporate headquarters in Toccoa, Georgia. You do not need to be present to win. Grand Prize not to exceed $350. 1st Franklin Financial Corporation employees and their families are not eligible to win. Full contest rules available at www.1ffc.com.

CAD Entry Forms

Updated 6/20/18

No purchase necessary to enter or win. Void where prohibited by law. Must be at least 18 years of age (19 years of age in Alabama) to enter. You may enter by completing the 1st Franklin Financial Corporation Official Entry Form. One entry per person. 1st Place Prize – One winner per 1st Franklin Financial branch location will be chosen by a random drawing. 1st Place Prize Drawings will be held at each 1st Franklin Financial branch location on (Date). Grand Prize – Eight winners will be chosen by a random drawing of all entrants (including any 1st Place Prize winners) on (Date) at the corporate headquarters in Toccoa, Georgia. You do not need to be present to win. Grand Prize not to exceed $350. 1st Franklin Financial Corporation employees and their families are not eligible to win. Full contest rules available below.

Full Contest Rules

Contests

No purchase necessary to enter or win. Void where prohibited by law.  Must be 18 years of age (19 years of age in Alabama) or older to participate.  You may enter by [specific contest instructions].   One entry per person.  One winner will be chosen based on [specific way in which winner is chosen].  Winner will be chosen on [date].  You do not need to present to win.  1st Franklin Financial Corporation employees and their families are not eligible to win.  Full contest rules are available below.

Full Contest Rules

89518 Mobile Terms & Conditions

Program Description
The program sends subscribers reminders, account notices, updates, and offers from 1st Franklin companies.

  • To opt-in, Text PAYPRO to 89518.
  • Msg frequency varies by acct/preference. Message and Data Rates May Apply.
  • To opt-out, Text STOP to 89518. An opt-out confirmation message will be sent back to you.
  • To request support, Text HELP to 89518 or email us at support@solutionsbytext.com
  • Carriers are not liable for delayed or undeliverable messages
Approval and actual loan terms depend on your ability to meet our credit criteria (including annual income, debt ratios, and credit report and history) and the availability of collateral. Annual percentage rates vary depending on your credit profile and state restrictions. For example, a customer with a good credit history and minimum gross income requirements may qualify for a loan with an APR of 21.99%. Maximum APR’s vary by state. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral.