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News

Catch up on the latest happenings at 1st Franklin plus important financial news that matters most.

Latest News

Donation Made to Camp Rain in Decherd, TN

This past week, employees from our branch in Tullahoma, TN visited Camp Rain, located in Decherd, Tennessee. The Camp Rain mission is to minister Christ to all ages, while introducing them to the great outdoors. Our Tullahoma branch, as well as our Winchester branch, donated not only financially, but also left some frisbees, cups, fans and cases of water for the campers and counselors this summer. This donation will support children who otherwise may not have a chance to attend Camp Rain. Our donation presenter was the daughter of our Tullahoma Branch Manager, Haley, who hopes to be a counselor at Camp Rain this summer.

Donation Made to Warrior Bonfire Program

Recently, 1st Franklin Financial Corporation made a donation of $50,000 to the Warrior Bonfire Program in Clinton, MS. The Warrior Bonfire Program caters to Purple Heart Veterans through a communication therapy system. The program arrange trips comprised of small groups of veterans throughout the year to various parts of the country. The veterans are encouraged to…

Ginger Herring elected chair of AFSA

Ginger Herring, President and CEO of 1st Franklin Financial Corporation, was recently elected Chair of the American Financial Services Association (AFSA) at the association’s 101st Annual Meeting last week in Washington, D.C. During her one-year term, Herring will preside over the AFSA Board and Executive Committee meetings, serve as an ex-officio member of all AFSA…

1st Franklin Financial Opens Office in Savannah, TN

1st Franklin Financial President and CEO Ginger Herring recently announced the opening of a new 1st Franklin Financial office in Savannah, TN. “We are very excited to have this new office open to meet the needs of our customers in this area of Tennessee.” The address for the new 1st Franklin office is 1800 Wayne Road, Suite D, Savannah, TN 38372-5150. The telephone number is (731) 925-0031.

1st Franklin Financial is known for its customer care within the financial services industry. Herring continues, “We take time to get to know our customers and their families. Even before the team from 1st Franklin goes into a new city or town, plans are being drawn up about how the company can become a part of the community and support those who live, grow, and play there each day.

“We look forward to becoming a part of new communities and working together to build strong relationships with both the people and the community at large. There is no place like being in a hometown community, and we understand this and seek ways to support area growth at every level.”

Since 1941, 1st Franklin Financial Corporation has had one goal — to serve the financial needs of friends, families, and neighbors. With over 309 loan offices in six states, the company continues to provide personal loans to their customers. 1st Franklin Financial provides personal loans that have a fixed interest rate throughout the life of the loan.

1st Franklin Financial offer loans for auto repairs, home improvements, or debt consolidation. Herring says, “We offer Retail Sales Financing to help our local small businesses grow. Whatever the need, we can answer our customer’s loan questions and help them find the right solution.”

1st Franklin Financial Title Sponsor for T-Shirts for Turkeys

For the fifth year in a row, 1st Franklin Financial was the Title Sponsor for The Joy FM’s (FM 91.5) T-Shirts for Turkeys, a promotion which helps to fill up food pantries that provide a holiday meal for hungry families. This year the radio station kicked off its annual T-Shirts for Turkeys promotion on November…
Approval and actual loan terms depend on your ability to meet our credit criteria (including annual income, debt ratios, and credit report and history) and the availability of collateral. Annual percentage rates vary depending on your credit profile and state restrictions. For example, a customer with a good credit history and minimum gross income requirements may qualify for a loan with an APR of 21.99%. Maximum APR’s vary by state. 1st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral.