Policies and Disclaimers
Policies
1st Franklin Financial Corporation Privacy Notice
1st Franklin Financial Corporation Online Privacy Policy
Solutions By Text Privacy Policy
Electronic Consent Agreement & Notice
Disclaimers
Home Mortgage Disclosure Act (“HMDA”)
The HMDA data about our residential mortgage lending are available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.
This data is available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this Web site.
Contests
No purchase necessary to enter or win. Void where prohibited by law. Must be 18 years of age or older to participate. You may enter by the instructions provided for each individual contest. One entry per person. One winner will be chosen based on the date announced for each contest. You do not need to present to win. 1st Franklin Financial Corporation employees and their families are not eligible to win. The odds of winning will depend on how many people enter, but the odds will be the same for all entrants to each individual contest. Full contest rules are available below.
Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism (USA PATRIOT) Act of 2001
IMPORTANT NOTICE TO NEW INVESTORS OR INVESTORS PURCHASING A NEW SECURITY
The U.S. Patriot Act took effect October 1, 2003. As a result, U.S. Federal law requires us to obtain, verify, and record information that identifies each person or entity that purchases a new Security. What this means for you is that when you purchase a Senior Demand Note, Variable Rate Subordinated Debenture, or Commercial Paper, we will ask for your name, street address, date of birth, and an identification number such as a Social Security number or other identification number, that Federal law requires us to obtain. We will also ask to see a driver’s license, corporate information document (for corporate entities), or other identifying documents that will allow us to identify you or the corporate entity seeking to open the account.
Since you are purchasing a new Security with 1st Franklin, we are requesting that you provide a copy of the driver’s license or other current form or government-issued identification for each Investor listed on your Security. If this Security is purchased for a minor who does not have a driver’s license, you may send a copy of the minor’s Social Security card and birth certificate.
Thank you for working with us to comply with these identification requirements. Please call the Investment Center at 706-866-7571 or 800-282-0709, if you have any questions.
PATRIOT ACT NOTICE
8-4-17