Help’s on the way.

1st Franklin can help you handle the unexpected with fast applications, quick approval, and support when you need it most. 

Estimate your monthly payment 

What could you fund?

Unexpected expenses can strike at any time. From car repairs to medical bills, 1st Franklin Financial can help you access the funds you need, helping you stay on track without added stress.

  • Auto Repairs – Unexpected breakdowns and costly fixes
  • Job-Related Expenses – Work tools, uniforms, and certifications
  • Legal Services – Attorney fees and court-related costs
  • Veterinary Expenses – Emergency care, treatments, and medications  

Our Benefits

Why choose a personal loan from
1st Franklin Financial?

Life Happens — Be Ready

Cover car repairs, home fixes, or surprise bills quickly.

Fast Cash, No Hassle ²

Apply quickly to get funds right when you need them.

One Solution for Many Expenses

A flexible loan for life’s unpredictable moments.

Keep Your Budget Intact

Handle the unexpected without touching your savings.

No Credit Card Stress

Affordable payments locked in at a fixed rate. 

Financial Safety Net

Secure funds for emergencies without long-term commitment.

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How it Works

Getting approved is as easy as 1, 2, 3.

Our team is here for you every step of the way. 

  1. Apply without affecting your credit. 
  2. Choose the terms that are right for you.
  3. Access your funds in as little as a few hours! ²
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What could a personal loan look like?

Get a quick estimate of what your monthly payment could be with our loan calculator. It’s a simple way to explore your options before you apply.

Explore monthly options for your budget

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Learning Center

Have questions?
Look no further.

Explore all resources
From medical bills and unexpected travel to car repairs, life doesn’t always go as planned. But when surprise expenses arise, we’re here to help you get the support you need.
When you visit your local 1st Franklin branch to complete your loan, you’ll review the terms of your loan and set up the payment option that works best for you.  As part of the closing process, you’ll need to bring the following documents with you:
  • A valid government issued photo ID (e.g. driver’s license, state ID, resident alien card, or passport)
  • Proof of residence (e.g. a utility bill or a signed lease)
  • Proof of income (e.g. paystubs or tax return)
Additional documents may be needed, depending on the loan for which you apply. See the full list here.
You can begin the application process electronically by clicking the “Apply Now” button. In most instances our staff will be in contact with you immediately, but assuredly will be in contact within two business days to discuss your application and answer any questions. Final loan decisions are made at your local 1ˢᵗ Franklin Financial office and are based on a variety of factors, including your credit history, payment history and ability to make monthly payments.
1st Franklin Financial offers loans up to $15,0001.

Get Started

Your personal loan is waiting. 

Get funds within hours of approval ²

Apply Now