Get financial support for your growing family.

From diapers to daycare, baby essentials can stretch your budget. Let us help you stay on track. 

Estimate your monthly payment 

Support your growing family with confidence.

Cribs, car seats, and everything in between — baby needs add up fast. We’re here with the financial support you need.

  • Cover medical costs and unexpected baby expenses
  • Prepare your home for your newest arrival
  • Ease the stress of early parenthood purchases

Our Benefits

Why choose a personal loan from
1st Franklin Financial?

Unlock Essentials for Baby’s Arrival

From cribs to car seats, cover the essentials with ease.

Diapers to Daycare

Manage early costs of parenthood with extra support.

Support When You Need It Most

Fast cash for baby’s firsts and beyond.

Less Stress, More Joy

Focus on your growing family, not the bills.

Flexible Loan Options

Choose the right amount to cover your needs.

Start Parenthood Confidently

Short-term financing that helps you adjust with peace of mind.

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How it Works

Getting approved is as easy as 1, 2, 3.

Our team is here for you every step of the way. 

  1. Apply without affecting your credit. 
  2. Choose the terms that are right for you.
  3. Access your funds in as little as a few hours! ²
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What could a personal loan look like?

Get a quick estimate of what your monthly payment could be with our loan calculator. It’s a simple way to explore your options before you apply.

Explore monthly options for your budget

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Learning Center

Have questions?
Look no further.

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These loans typically cover anything from nursery essentials and clothing to strollers, car seats, and carriers.
When you visit your local 1st Franklin branch to complete your loan, you’ll review the terms of your loan and set up the payment option that works best for you.  As part of the closing process, you’ll need to bring the following documents with you:
  • A valid government issued photo ID (e.g. driver’s license, state ID, resident alien card, or passport)
  • Proof of residence (e.g. a utility bill or a signed lease)
  • Proof of income (e.g. paystubs or tax return)
Additional documents may be needed, depending on the loan for which you apply. See the full list here.
You can begin the application process electronically by clicking the “Apply Now” button. In most instances our staff will be in contact with you immediately, but assuredly will be in contact within two business days to discuss your application and answer any questions. Final loan decisions are made at your local 1ˢᵗ Franklin Financial office and are based on a variety of factors, including your credit history, payment history and ability to make monthly payments.
1st Franklin Financial offers loans up to $15,0001.

Get Started

Your personal loan is waiting. 

Get funds within hours of approval ²

Apply Now