Get the funds to move forward.

When life takes a turn, we’re here with the financial support to help you through. 

Estimate your monthly payment 

Get support for the costs you didn’t see coming.

An unexpected financial hit can feel overwhelming, but you don’t have to face it alone. Start your next chapter equipped with the funds you need.

Our Benefits

Why choose a personal loan from
1st Franklin Financial?

Fast Funding for Care

Cover doctor visits, ER bills, or prescriptions right away.

Focus on Recovery

Let us handle the costs so you can focus on healing.

Unexpected Bills, Covered

Short-term loans designed for urgent medical needs.

No Delays in Care

Get approved quickly² so treatment doesn’t have to wait.

Affordable Repayment Options

Manage medical expenses with fixed, predictable payments.

Peace of Mind Financing

Secure funds without the stress of mounting medical debt.

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How it Works

Getting approved is as easy as 1, 2, 3.

Our team is here for you every step of the way. 

  1. Apply without affecting your credit. 
  2. Choose the terms that are right for you.
  3. Access your funds in as little as a few hours! ²
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What could a personal loan look like?

Get a quick estimate of what your monthly payment could be with our loan calculator. It’s a simple way to explore your options before you apply.

Explore monthly options for your budget

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Learning Center

Have questions?
Look no further.

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When you visit your local 1st Franklin branch to complete your loan, you’ll review the terms of your loan and set up the payment option that works best for you.  As part of the closing process, you’ll need to bring the following documents with you:
  • A valid government issued photo ID (e.g. driver’s license, state ID, resident alien card, or passport)
  • Proof of residence (e.g. a utility bill or a signed lease)
  • Proof of income (e.g. paystubs or tax return)
Additional documents may be needed, depending on the loan for which you apply. See the full list here.
You can begin the application process electronically by clicking the “Apply Now” button. In most instances our staff will be in contact with you immediately, but assuredly will be in contact within two business days to discuss your application and answer any questions. Final loan decisions are made at your local 1ˢᵗ Franklin Financial office and are based on a variety of factors, including your credit history, payment history and ability to make monthly payments.
No. Due to strict privacy regulations, we are unable to communicate your personal loan information via email. This is done to protect your sensitive personal information. Please call or stop by your local office to discuss your loan.
Yes, we do check your credit score. When you complete an application for a 1st Franklin Financial personal loan, there are a number of things we review when making a credit decision.

Get Started

Your personal loan is waiting.

Get funds within hours of approval ²

Apply Now