Home improvement? We’ve got a loan for that. 

Financing home repairs and renovations has never been easier.

Estimate your project costs

Unlock your home’s potential.

The only thing standing between your current space and your dream space? The funds to get it done. With a home improvement loan from 1st Franklin Financial, you can finally transform your basement or breathe new life into your entryway — without the stress of covering repairs and renovations.

  • Get flexible financing for projects big or small. 
  • Upgrade your home for additional comfort.
  • Transform your space with energy-efficient changes.  
  • Bring your dream home to life. 

Our Benefits

Why choose a home improvement loan from 1st Franklin Financial?

Competitive Interest Rates 

Find the loan that fits your life and your budget.

Flexible Loan Amounts 

Get the funds you need, when you need them

Easy Online Application  

Apply in just a few minutes. ²

Fixed Monthly Payments  

Affordable payments locked in at a fixed rate. 

No Hidden Fees 

No surprises here — just simple, honest lending. 

Apply Now

How it Works

Getting approved is as easy as 1, 2, 3.

Our team is here for you every step of the way. 

  1. Apply without affecting your credit. 
  2. Choose the terms that are right for you.
  3. Access your funds in as little as a few hours! ²
Apply Now

What could a home improvement loan look like?

Get a quick estimate of what your monthly payment could be with our loan calculator. It’s a simple way to explore your options before you apply.

Explore monthly options for your budget

See More

Learning Center

Have questions?
Look no further.

Explore all resources
A loan intended to help homeowners finance renovations, repairs, or upgrades to their property.
Projects often include roofing repairs, HVAC upgrades, kitchen remodels, plumbing, and more.
When you visit your local 1st Franklin branch to complete your loan, you’ll review the terms of your loan and set up the payment option that works best for you.  As part of the closing process, you’ll need to bring the following documents with you:
  • A valid government issued photo ID (e.g. driver’s license, state ID, resident alien card, or passport)
  • Proof of residence (e.g. a utility bill or a signed lease)
  • Proof of income (e.g. paystubs or tax return)
Additional documents may be needed, depending on the loan for which you apply. See the full list here.
1st Franklin Financial offers loans up to $15,0001.

Get Started

Your home improvement loan is waiting. 

Fund your next project within hours of approval ²

Apply Now