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Lifestyle

We all deserve a moment to treat ourselves. Whether you are planning an upgrade to your entertainment system, looking to buy a new home computer for the family, or are celebrating an anniversary or holiday, we have the loans you need for life’s special memories.

Picture of a palm tree, blue in color indicating a vacation.

Vacation

Sandy beaches, warm sunshine, cold drinks…need we say more? Don’t miss the chance to make a lasting memory with family and friends.

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Picture of a laptop computer, blue in color to indicate electronics.

Electronics

Family computer, laptop for school, or that TV upgrade you’ve been waiting for; we’ve got you covered.

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Box wrapped up as a holiday gift, blue in color to indicate holiday gifts.

Holiday Gifts

Costs around the holidays can really add up. Let us help you prep for those special gifts and memories.

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Diamond ring, blue in color to indicate jewelry and clothing.

Jewelry and Clothing

An anniversary, back-to-school clothes for the kids, or upgrades to your wardrobe for that new job – each require funding that might be a stretch to your budget.

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Lawn mower, blue in color.

Lawn Equipment

Mowers, trimmers, leaf blowers…keep your property looking its best year-round with the tools you need.

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A two tiered cake blue in color indicating a wedding.

Weddings

From the venue to the dress, the food to the flowers, an average wedding in the United States costs around $25,000. Let us help you get the funds you need for your special day!

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Approval and actual loan terms depend on your ability to meet our credit criteria (including annual income, debt ratios, and credit report and history) and the availability of collateral. Annual percentage rates vary depending on your credit profile and state restrictions. For example, a customer with a good credit history and minimum gross income requirements may qualify for a loan with an APR of 21.99%. Maximum APR’s vary by state. 1st Franklin Financial Corporation, NMLSR #141654, Georgia Residential Mortgage Licensee #5656, Licensed by the Mississippi Department of Banking and Consumer Finance. Active duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral.