Personal loans for whatever comes next.
Get the funds you need, when you need them. Check your rate with no impact to your credit score!
Why choose 1st Franklin Financial?
Competitive Interest Rates
Find the loan that fits your life and your budget.
Flexible Loan Amounts
Get the funds you need, no matter your why.
Easy Online Application
Apply and get approved in minutes.
Fixed Monthly Payments
Affordable payments locked in at a fixed rate.
No Hidden Fees
No surprises here — just simple, honest lending.
Loan Uses
What could you fund?
Simplify your debts by combining them into one manageable monthly payment.
Life happens. Get the funds you need for car repairs, medical bills, or other surprise costs.
Upgrade your space with financing for renovations and repairs (or that dream project!)
Say “I do” to stress-free lending for your big day.
Celebrate any occasion with a loan for gifts, travel, and other expenses.
Prepare for your growing family with financial support for nursery needs, medical bills, and other essentials.
When life takes a turn, we’re here with the financial support to help you through.
How it Works
Getting approved is as easy as 1, 2, 3.
Our team is here for you every step of the way.
- Apply without affecting your credit.
- Choose the terms that are right for you.
- Access your funds in as little as a few hours! ²
Learning Center
Have questions?
Look no further.
Every loan from 1st Franklin Financial has a fixed rate, which means your rate will not change for the entire term of your loan.
1st Franklin Financial offers loans up to $15,0001.
You can begin the application process electronically by clicking the “Apply Now” button. In most instances our staff will be in contact with you immediately, but assuredly will be in contact within two business days to discuss your application and answer any questions. Final loan decisions are made at your local 1ˢᵗ Franklin Financial office and are based on a variety of factors, including your credit history, payment history and ability to make monthly payments.
If you apply online, your application will be transferred to your local 1st Franklin Financial office where the loan decision will be made. One of our staff will contact you to discuss your loan and options. If approved, you could have the money you need as soon as the next day. If you submit your loan application during non-business hours, your application will not be viewed until the following business day. In some cases, approval is only hours away!
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