Somerset, KY 42501
- Personal Loans
- Applications
- Loan Consultations
- Payment Processing
- Account Inquiries
- Customer Service
- Resources

About This Branch
Why Choose 1st Franklin? ¹
1st Franklin Financial is proud to serve Kentuckians whenever they need financial assistance. With 17 locations throughout the state of Kentucky, 1st Franklin Financial is always nearby to help our Bluegrass State communities. If you live in Pulaski, Laurel, Whitley, McCreary, Wayne, Lincoln, Russell, or Clinton counties, our branch in Somerset is ready to assist you. You’ll find us at 465 South Highway 27, Suite 4, next to Dairy Queen. Also nearby are Bare Beauty Esthetics, Dan’s Discount Jewelry & Pawn, Posh & Polished by Catherine, Hometown Barbershop, Firehouse Subs, Dunkin’, CPR Cell Phone Repair, Advance Auto Parts, and Truist Bank. Our Somerset location has plenty of parking for your convenience.
Just a short distance from London, Whitley City, Monticello, Corbin, Stanford, Keavy, and Russell Springs, 1st Franklin Financial in Somerset offers personal installment loans that can help you cover expensive medical, home repair, and other costs…and even fun events like weddings and vacations. Our Loans for Living™ personal installment loans allow you to borrow up to $15,000–and you can even receive your money the same day you apply thanks to fast approval times (you can cash your loan check at your bank or at a local check-cashing business). Plus, when you make your monthly loan payments on time, you can build your credit.
Whenever you’re ready to apply for a personal installment loan, you can fill out our convenient online application. Or, for a more personal touch, come visit us in Somerset between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to speak with a courteous loan expert–just make sure you have multiple forms of ID, proof of income, and proof of residence. If you have any questions, call us at (606) 677-2735.