Installment Loans at our Somerset, KY Branch

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465 South Highway 27
465 South Highway 27, Suite 4
Somerset, KY 42501
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
Saturday08:30 AM – 12:30 PM
SundayClosed
Branch Services
  • Personal Loans
  • Applications
  • Loan Consultations
  • Payment Processing
  • Account Inquiries
  • Customer Service
  • Resources

About This Branch

Why Choose 1st Franklin? ¹

1st Franklin Financial is proud to serve Kentuckians whenever they need financial assistance. With 17 locations throughout the state of Kentucky, 1st Franklin Financial is always nearby to help our Bluegrass State communities. If you live in Pulaski, Laurel, Whitley, McCreary, Wayne, Lincoln, Russell, or Clinton counties, our branch in Somerset is ready to assist you. You’ll find us at 465 South Highway 27, Suite 4, next to Dairy Queen. Also nearby are Bare Beauty Esthetics, Dan’s Discount Jewelry & Pawn, Posh & Polished by Catherine, Hometown Barbershop, Firehouse Subs, Dunkin’, CPR Cell Phone Repair, Advance Auto Parts, and Truist Bank. Our Somerset location has plenty of parking for your convenience.

Just a short distance from London, Whitley City, Monticello, Corbin, Stanford, Keavy, and Russell Springs, 1st Franklin Financial in Somerset offers personal installment loans that can help you cover expensive medical, home repair, and other costs…and even fun events like weddings and vacations. Our Loans for Living™ personal installment loans allow you to borrow up to $15,000–and you can even receive your money the same day you apply thanks to fast approval times (you can cash your loan check at your bank or at a local check-cashing business). Plus, when you make your monthly loan payments on time, you can build your credit.

Whenever you’re ready to apply for a personal installment loan, you can fill out our convenient online application. Or, for a more personal touch, come visit us in Somerset between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to speak with a courteous loan expert–just make sure you have multiple forms of ID, proof of income, and proof of residence. If you have any questions, call us at (606) 677-2735.

What You’ll Need

Make Your Branch Visit Easier

Prepare for your application by gathering the documents we’ll need to confirm your identity.

These include: 2 primary forms of ID or 1 primary and 1 secondary form of ID.

Primary Documents

U.S. Driver’s License
U.S. State Issued ID
U.S. or Foreign Passport
Military or Federal Gov’t Employee ID
Alien Registration Card (Green Card)
U.S. Issued Border Crossing Card
U.S. Visa

Secondary Documents

Social Security Card
U.S. or Foreign Voter’s Registration Card
U.S. Employment Authorization Card
University/College ID
Medicaid, Medicare or other health insurance card
Utility Bills

Nearby Branches

See other branches in your area.

Burkesville, KY

126 Keen Street
Burkesville, KY 42717

(270) 864-5303

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Richmond, KY

116 Meridian Way
Richmond, KY 40475

(859) 353-6400

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Jacksboro, TN

2820 Appalachian Highway
Jacksboro, TN 37757

(423) 566-1356

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Get Started

Personal loans that fit your life.