Installment Loans at our Richmond, KY Branch

4.8 out of 5
Leave a Review
116 Meridian Way, Suite 3
Richmond, KY 40475
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
WednesdayClosed
ThursdayClosed
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
Branch Services
  • Personal Loans
  • Applications
  • Loan Consultations
  • Payment Processing
  • Account Inquiries
  • Customer Service
  • Resources

About This Branch

Why Choose 1st Franklin? ¹

1st Franklin Financial is proud to be a part of the Kentucky community. With 17 branches across the Bluegrass State, 1st Franklin Financial is always here when you need financial assistance. If you live in Madison, Clark, Fayette, Jessamine, Garrard, Estill, Jackson, or Rockcastle counties, our branch in Richmond is your go-to location. You’ll find us at 116 Meridian Way, Suite 3, in a shopping center with Bespoke Bakery and Cafe and the U.S. Army, Marines, Air Force, and Space Force Recruiting Offices, behind Commonwealth Credit Union–near the Richmond Bypass. Also nearby are Olive You Boutique, the U.S. Air Force and Space Force Recruiting Center, Bluegrass Pediatric Dentistry, and Silver Cliff Landscaping. Our Richmond location has plenty of parking as well as wheelchair accessibility for your convenience.

Just a short ride from Lexington, Berea, Nicholasville, Ravenna, Irvine, Winchester, Lancaster, Paint Lick, Clay City, and Mt. Sterling, 1st Franklin Financial in Richmond offers personal installment loans that can help you cover costly expenses like medical, home repair, and other bills…and even special occasions like weddings and vacations. Our Loans for Living™ personal installment loans allow you to borrow up to $15,000; you can even receive your money the same day you apply thanks to quick approval times (you can cash your loan check at your bank or at a local check-cashing business). And when you make your monthly loan payments on time, you can improve your credit.

When you’re ready to apply for a personal installment loan, just fill out our convenient online application. Or stop in to see us in Richmond between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to speak with a friendly loan professional–just make sure you have multiple forms of ID, proof of income, and proof of residence. If you have any questions, don’t hesitate to call us at (859) 353-6400.

What You’ll Need

Make Your Branch Visit Easier

Prepare for your application by gathering the documents we’ll need to confirm your identity.

These include: 2 primary forms of ID or 1 primary and 1 secondary form of ID.

Primary Documents

U.S. Driver’s License
U.S. State Issued ID
U.S. or Foreign Passport
Military or Federal Gov’t Employee ID
Alien Registration Card (Green Card)
U.S. Issued Border Crossing Card
U.S. Visa

Secondary Documents

Social Security Card
U.S. or Foreign Voter’s Registration Card
U.S. Employment Authorization Card
University/College ID
Medicaid, Medicare or other health insurance card
Utility Bills

Nearby Branches

See other branches in your area.

Lexington, KY

3101 Richmond Rd, Suite 304
Lexington, KY 40509

(859) 268-3028

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Somerset, KY

465 South Highway 27
Somerset, KY 42501

(606) 677-2735

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Jackson, KY

1550 Hwy 15 S
Jackson, KY 41339

(606) 666-2288

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Get Started

Personal loans that fit your life.