Installment Loans at our Hartwell, GA Branch

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376 East Howell Street
Hartwell, GA 30643
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
Branch Services
  • Personal Loans
  • Applications
  • Loan Consultations
  • Payment Processing
  • Account Inquiries
  • Customer Service
  • Resources

About This Branch

Why Choose 1st Franklin? ¹

1st Franklin Financial has been a proud member of the Georgia community for more than 80 years. With more than 100 branches located across the state, we’re always here to lend a hand when you need financial assistance. If you live in Hart, Elbert, Franklin, Anderson, or Stephens counties, our branch in downtown Hartwell is your closest location, just a short drive away. You can find us at 376 East Howell Street near Empire South Clothing and Southern Hart Brewing Company. Across the street is CVS and the Hart County Superior Court. There is street parking available in front of our location, as well as handicap parking and wheelchair accessibility.

Serving the towns of Hartwell, Royston, Elberton, Canon, Lavonia, Bowman, Bowersville, Dewy Rose, and Franklin Springs in Georgia, as well as Anderson and Iva in South Carolina, 1st Franklin Financial in Hartwell offers personal installment loans to help Georgians (and South Carolinians) pay for costly home repairs, unexpected bills, and even special occasions like weddings and vacations. Our Loans for Living™ allow you to borrow up to $15,000 and even receive your money the same day you apply thanks to speedy approval times (you can cash your loan check at your bank or at a local check-cashing business). Our personal installment loans also have fixed interest rates, so you know exactly how much you’re paying back on the loan every month. Plus, when you make those monthly payments on time, you can improve your credit.

When you’re ready to apply for a personal installment loan, fill out our convenient online application. Or come by and see us in Hartwell between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to speak with a friendly loan expert–just make sure you have multiple forms of ID, proof of income, and proof of residence. You can also call us at (706) 376-4773 if you have any questions.

What You’ll Need

Make Your Branch Visit Easier

Prepare for your application by gathering the documents we’ll need to confirm your identity.

These include: 2 primary forms of ID or 1 primary and 1 secondary form of ID.

Primary Documents

U.S. Driver’s License
U.S. State Issued ID
U.S. or Foreign Passport
Military or Federal Gov’t Employee ID
Alien Registration Card (Green Card)
U.S. Issued Border Crossing Card
U.S. Visa

Secondary Documents

Social Security Card
U.S. or Foreign Voter’s Registration Card
U.S. Employment Authorization Card
University/College ID
Medicaid, Medicare or other health insurance card
Utility Bills

Nearby Branches

See other branches in your area.

Lavonia, GA

12300 Augusta Road
Lavonia, GA 30553

(706) 356-8882

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Royston, GA

655 Cook Street
Royston, GA 30662

(706) 245-6106

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Elberton, GA

2 South Oliver Street
Elberton, GA 30635

(706) 283-6636

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Get Started

Personal loans that fit your life.