Installment Loans at our Commerce, GA Branch

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40101 Hwy 441 S
Commerce, GA 30529
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
Branch Services
  • Personal Loans
  • Applications
  • Loan Consultations
  • Payment Processing
  • Account Inquiries
  • Customer Service
  • Resources

About This Branch

Why Choose 1st Franklin? ¹

Did you know that 1st Franklin Financial has proudly been serving Georgians all over the state for more than 80 years? Yes, we’ve been providing the fine folks of Georgia with financial assistance for over eight decades. We have more than 100 locations throughout the Peach State, so you know there’s always a branch nearby. If you live in Banks, Jackson, Madison, Habersham, Hall, or Franklin counties, our branch in Commerce is your local source for personal loans. You’ll find us at 40101 Highway 441 S, next to Krispy Kreme and Commerce Beauty, in between Zips Car Wash and Bic Car Wash, and right by Funopolis Family Fun Center. We’re also right down the road from Walmart, Sonny’s BBQ, Days Inn & Suites, Planet Fitness, and The Shoppes at Banks Crossing. There is plenty of parking at our Commerce branch, as well as wheelchair accessibility for your convenience.

Just a short drive from Nicholson, Jefferson, Danielsville, Maysville, Ila, Royston, Alto, Gillsville, Lula, Colbert, Comer, Homer, Clarkesville, and Cornelia, 1st Franklin Financial in Commerce is here to help you pay for costly home repairs, other expensive bills, and even fun events like weddings and vacations with our Loans for Living™ personal installment loans. With our loans, you can borrow up to $15,000 and even receive your money the same day you apply thanks to quick approval times (you can cash your loan check at your bank or at a local check-cashing business). Plus, when you make your monthly loan payments on time, you can improve your credit.

Ready to apply for a personal installment loan? Just fill out our convenient online application, or visit us in Commerce between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to speak with a loan professional–just make sure you have multiple forms of ID, proof of income, and proof of residence. Questions? Call us at (706) 335-3191.

What You’ll Need

Make Your Branch Visit Easier

Prepare for your application by gathering the documents we’ll need to confirm your identity.

These include: 2 primary forms of ID or 1 primary and 1 secondary form of ID.

Primary Documents

U.S. Driver’s License
U.S. State Issued ID
U.S. or Foreign Passport
Military or Federal Gov’t Employee ID
Alien Registration Card (Green Card)
U.S. Issued Border Crossing Card
U.S. Visa

Secondary Documents

Social Security Card
U.S. or Foreign Voter’s Registration Card
U.S. Employment Authorization Card
University/College ID
Medicaid, Medicare or other health insurance card
Utility Bills

Nearby Branches

See other branches in your area.

Jefferson, GA

960 Lee Street
Jefferson, GA 30549

(706) 367-9828

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Royston, GA

655 Cook Street
Royston, GA 30662

(706) 245-6106

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Cornelia, GA

102 Market Center Drive
Cornelia, GA 30531

(706) 778-2291

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Get Started

Personal loans that fit your life.