Commerce, GA 30529
- Personal Loans
- Applications
- Loan Consultations
- Payment Processing
- Account Inquiries
- Customer Service
- Resources

About This Branch
Why Choose 1st Franklin? ¹
Did you know that 1st Franklin Financial has proudly been serving Georgians all over the state for more than 80 years? Yes, we’ve been providing the fine folks of Georgia with financial assistance for over eight decades. We have more than 100 locations throughout the Peach State, so you know there’s always a branch nearby. If you live in Banks, Jackson, Madison, Habersham, Hall, or Franklin counties, our branch in Commerce is your local source for personal loans. You’ll find us at 40101 Highway 441 S, next to Krispy Kreme and Commerce Beauty, in between Zips Car Wash and Bic Car Wash, and right by Funopolis Family Fun Center. We’re also right down the road from Walmart, Sonny’s BBQ, Days Inn & Suites, Planet Fitness, and The Shoppes at Banks Crossing. There is plenty of parking at our Commerce branch, as well as wheelchair accessibility for your convenience.
Just a short drive from Nicholson, Jefferson, Danielsville, Maysville, Ila, Royston, Alto, Gillsville, Lula, Colbert, Comer, Homer, Clarkesville, and Cornelia, 1st Franklin Financial in Commerce is here to help you pay for costly home repairs, other expensive bills, and even fun events like weddings and vacations with our Loans for Living™ personal installment loans. With our loans, you can borrow up to $15,000 and even receive your money the same day you apply thanks to quick approval times (you can cash your loan check at your bank or at a local check-cashing business). Plus, when you make your monthly loan payments on time, you can improve your credit.
Ready to apply for a personal installment loan? Just fill out our convenient online application, or visit us in Commerce between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays to speak with a loan professional–just make sure you have multiple forms of ID, proof of income, and proof of residence. Questions? Call us at (706) 335-3191.