Installment Loans at our Oneonta, AL Branch

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1208 2nd Ave E
1208 2nd Ave E
Oneonta, AL 35121
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
Branch Services
  • Personal Loans
  • Applications
  • Loan Consultations
  • Payment Processing
  • Account Inquiries
  • Customer Service
  • Resources

About This Branch

Why Choose 1st Franklin? ¹

If you live in Blount, Marshall, St. Clair, or Cullman counties, 1st Franklin Financial in Oneonta is here to provide the financial assistance you may need in the event of an emergency, costly bills and expenses, or even special occasions. Our Oneonta location is one of 48 in the great state of Alabama, meaning 1st Franklin Financial is invested in our communities–and you. In fact, we’ve been offering sensible financial solutions to Alabamians for decades. Stop by and visit us at our Oneonta branch, located at 1208 2nd Avenue E. You’ll find us next to Elgin Tire Service, U-Haul, and Two Amigos Mexican Cantina. Right down the road is Sonic, and we’re across the street from Joe Hudson’s Collision Center. Plenty of parking as well as wheelchair accessibility are available for the convenience of our guests.

1st Franklin Financial in Oneonta is easily accessible from Altoona, Blountsville, Springville, Warrior, Locust Fork, Hayden, Ashville, and Hanceville. Come see us if you need some help paying off expensive bills, emergency expenses, and even fun occasions like weddings or vacations. With Our Loans for Living™ personal installment loans, you can take out a loan of up to $15,000 and receive your funds that day, in most cases (you can cash your loan check at your bank or at a local check-cashing business). And since our personal installment loans have fixed interest rates, you always know how much you’re paying back each month–no surprises. Even better, when you make those monthly loan payments on time, you improve your credit overall financial well-being.

Interested in a personal installment loan from 1st Franklin Financial?  Fill out our convenient online loan application. Or visit us in Oneonta to discuss a personal installment loan with our friendly experts–just be sure to bring multiple forms of ID, proof of residence, and proof of income. We’re here from 8:30 am to 5:30 pm Monday, Tuesday, Thursday, and Friday, and 8:30 am and 1:30 pm on Wednesdays. You can also reach us at (205) 625-3223.

What You’ll Need

Make Your Branch Visit Easier

Prepare for your application by gathering the documents we’ll need to confirm your identity.

These include: 2 primary forms of ID or 1 primary and 1 secondary form of ID.

Primary Documents

U.S. Driver’s License
U.S. State Issued ID
U.S. or Foreign Passport
Military or Federal Gov’t Employee ID
Alien Registration Card (Green Card)
U.S. Issued Border Crossing Card
U.S. Visa

Secondary Documents

Social Security Card
U.S. or Foreign Voter’s Registration Card
U.S. Employment Authorization Card
University/College ID
Medicaid, Medicare or other health insurance card
Utility Bills

Nearby Branches

See other branches in your area.

Trussville, AL

445 Main Street
Trussville, AL 35173

(205) 508-2250

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Moody, AL

1017 Crossroads Plaza Drive
Moody, AL 35004

(205) 640-7551

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Cullman, AL

2015 Cherokee Ave SW
Cullman, AL 35055

(256) 739-4488

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Get Started

Personal loans that fit your life.