Installment Loans at our Muscle Shoals, AL Branch

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320 W Avalon Avenue
320 W Avalon Avenue, Suite 2
Muscle Shoals, AL 35661
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
Branch Services
  • Personal Loans
  • Applications
  • Loan Consultations
  • Payment Processing
  • Account Inquiries
  • Customer Service
  • Resources

About This Branch

Why Choose 1st Franklin? ¹

With nearly 50 branches across Alabama, 1st Franklin Financial is proud to provide financial assistance to communities throughout the state. In fact, we’ve been offering personal installment loans and financial solutions to Alabamians for decades. Our branch in Muscle Shoals is no exception, as we’re here to serve the residents of Colbert, Lauderdale, Franklin, and Lawrence counties when they need some help covering their expenses. The Muscle Shoals branch is located at 320 West Avalon Avenue, Suite 2, in the shopping center with T-Mobile and Avalon Wash N Spin Laundromat. Advance Auto Parts is next to us, and we’re across the street from  the Walmart Supercenter, Bealls, and Boost Mobile. Shoals Hospital is also just down the road. At our Muscle Shoals branch, there’s plenty of parking as well as wheelchair accessibility for our guests.

For the folks of Muscle Shoals, Florence, Tuscumbia, Sheffield, Leighton, Russellville, Cherokee, Littleville, Killen, Lexington, Rogersville, and Waterloo, financial help at 1st Franklin Financial on West Avalon Avenue is just a short drive away. Whether you need some assistance paying off costly bills, unforeseen expenses, and even big events like weddings or vacations, we have options. Our Loans for Living™ personal installment loans, for example, offer borrowers loans of up to $15,000, with fast approvals and same-day funds in most cases (you can cash your loan check at your bank or at a local check-cashing business). And the loans’ fixed interest rates ensure you know exactly what you’re paying back every month. As an extra benefit, when you make those loan payments on time each month, you’re improving your credit and bettering your overall financial well-being.

If you’re interested in a personal installment loan from 1st Franklin Financial, you can fill out a loan application online. Or come by and visit us in our Muscle Shoals location to talk about loan options with our professionals–just be sure to bring multiple forms of ID, proof of residence, and proof of income. We’re open from 8:30 am to 5:30 pm Monday, Tuesday, Thursday, and Friday, and 8:30 am and 1:30 pm on Wednesdays. You can also reach us at (256) 381-6635 with any questions.

What You’ll Need

Make Your Branch Visit Easier

Prepare for your application by gathering the documents we’ll need to confirm your identity.

These include: 2 primary forms of ID or 1 primary and 1 secondary form of ID.

Primary Documents

U.S. Driver’s License
U.S. State Issued ID
U.S. or Foreign Passport
Military or Federal Gov’t Employee ID
Alien Registration Card (Green Card)
U.S. Issued Border Crossing Card
U.S. Visa

Secondary Documents

Social Security Card
U.S. or Foreign Voter’s Registration Card
U.S. Employment Authorization Card
University/College ID
Medicaid, Medicare or other health insurance card
Utility Bills

Nearby Branches

See other branches in your area.

Florence, AL

2701 Mall Drive
Florence, AL 35630

(256) 718-0702

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Russellville, AL

510 N Jackson Avenue
Russellville, AL 35653

(256) 332-5161

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Russellville, AL

13830 Highway 43
Russellville, AL 35653

(256) 332-7800

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Get Started

Personal loans that fit your life.