Installment Loans at our Decatur, AL Branch

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725 Beltline Road SW
Decatur, AL 35601
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
Branch Services
  • Personal Loans
  • Applications
  • Loan Consultations
  • Payment Processing
  • Account Inquiries
  • Customer Service
  • Resources

About This Branch

Why Choose 1st Franklin? ¹

When Alabamians need a loan to cover expensive bills, unexpected repair costs, and momentous occasions, they turn to 1st Franklin Financial. With 48 branches across the state of Alabama, 1st Franklin Financial is here to help our communities thrive. Our Decatur branch is proud to serve the people of Lawrence, Limestone, Morgan, and Madison counties, as we are conveniently located at 725 Beltline Road SW. You can find 1st Franklin Financial in the brick strip center with Alfonso’s Pizza & Italian Restaurant and LawLers Barbecue. We’re also just next door to Shottenkirk Honda of Decatur. Our Decatur branch has plenty of parking and offers wheelchair accessibility to accommodate all our guests.

1st Franklin Financial is always here for the residents of Decatur, Priceville, Trinity, Courtland, Hillsboro, Moulton, Hartselle, Athens, Madison, and Huntsville when they need financial assistance to cover large expenses. 1st Franklin Financial in Decatur offers personal installment loans — what we call Loans for Living™ — of up to $15,000 with fixed interest rates, fast loan approvals, and same-day funds (you can cash your loan check at your bank or at a local check-cashing business). These personal installment loans are a convenient way to help you cover home repairs, unexpected expenses, and even big events like weddings and vacations. Plus, our loans can even help you improve your credit when you make on-time monthly payments.

If you’re ready to apply for a personal installment loan with 1st Franklin Financial, we offer a couple of options. You can fill out an application online, or you can come visit us at our Decatur location between 8:30 am and 5:30 pm Monday, Tuesday, Thursday, and Friday, or between 8:30 am and 1:30 pm on Wednesdays–be sure to bring multiple forms of ID, proof of income, and proof of residence. And don’t hesitate to call us at (256) 355-0361 with any questions you have.

What You’ll Need

Make Your Branch Visit Easier

Prepare for your application by gathering the documents we’ll need to confirm your identity.

These include: 2 primary forms of ID or 1 primary and 1 secondary form of ID.

Primary Documents

U.S. Driver’s License
U.S. State Issued ID
U.S. or Foreign Passport
Military or Federal Gov’t Employee ID
Alien Registration Card (Green Card)
U.S. Issued Border Crossing Card
U.S. Visa

Secondary Documents

Social Security Card
U.S. or Foreign Voter’s Registration Card
U.S. Employment Authorization Card
University/College ID
Medicaid, Medicare or other health insurance card
Utility Bills

Nearby Branches

See other branches in your area.

Athens, AL

22083 US Highway 72
Athens, AL 35613

(256) 233-4200

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Moulton, AL

15375 AL Hwy 24
Moulton, AL 35650

(256) 974-3444

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Huntsville, AL

6200 Mastin Lake Road
Huntsville, AL 35810

(256) 851-4141

Mon-Fri: 8:30 AM – 5:30 PM
Sat-Sun: Closed

Get Started

Personal loans that fit your life.