Installment Loans at our Athens, AL Branch

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22083 US Highway 72, Suite Q
Athens, AL 35613
Monday08:30 AM – 05:30 PM
Tuesday08:30 AM – 05:30 PM
Wednesday08:30 AM – 01:30 PM
Thursday08:30 AM – 05:30 PM
Friday08:30 AM – 05:30 PM
SaturdayClosed
SundayClosed
Branch Services
  • Personal Loans
  • Applications
  • Loan Consultations
  • Payment Processing
  • Account Inquiries
  • Customer Service
  • Resources

About This Branch

Why Choose 1st Franklin? ¹

Serving the Athens community as well as the towns of Rogersville, Lester, Toney, Harvest, East Limestone, West Limestone, Ardmore, Elkmont, Owens Cross Roads, Madison, Tanner, and Clements, 1st Franklin Financial is where Alabamians go when they need a personal loan to pay for unexpected bills or other costs. We are conveniently located at 22083 US Highway 72, Suite Q, in between Lindsay Lane and Bob Daly Road, where you’ll find us in the Publix shopping center next to Eggs Up Grill, and near Marco’s Pizza, Buffalo Wild Wings, Results Physiotherapy, and Pet Supplies Plus. Visit our Athens branch to find the personal loan options that are right for your situation. We have ample parking and a wheelchair-accessible entrance to accommodate all our guests.

When the folks of Limestone and Madison counties need financial solutions to help them pay for medical bills, vacations, weddings, or home repairs, they can rest assured knowing that 1st Franklin Financial in Athens is here to address their needs. Our personal installment loans, known as our Loans for Living™, offer borrowers peace of mind with fixed interest rates, quick loan approvals, fast access to their funds, and no surprises or hidden fees. Just a straightforward personal installment loan of up to $15,000 that can actually help build your credit when you make on-time monthly payments. And once you receive your loan check, you can cash it at your bank or at a local check-cashing business.

If a personal installment loan from 1st Franklin Financial sounds like it meets your needs, apply for your loan online or stop by and visit us at our Athens location, where our friendly loan professionals will work with you to figure out just the right borrowing options–just be sure to bring multiple forms of ID, proof of residence, and proof of income. The Athens branch is open from 8:30 am to 5:30 pm on Monday, Tuesday, Thursday, and Friday, and between 8:30 am and 1:30 pm on Wednesdays. You can also phone us at (256) 233-4200 with any questions.

What You’ll Need

Make Your Branch Visit Easier

Prepare for your application by gathering the documents we’ll need to confirm your identity.

These include: 2 primary forms of ID or 1 primary and 1 secondary form of ID.

Primary Documents

U.S. Driver’s License
U.S. State Issued ID
U.S. or Foreign Passport
Military or Federal Gov’t Employee ID
Alien Registration Card (Green Card)
U.S. Issued Border Crossing Card
U.S. Visa

Secondary Documents

Social Security Card
U.S. or Foreign Voter’s Registration Card
U.S. Employment Authorization Card
University/College ID
Medicaid, Medicare or other health insurance card
Utility Bills

Nearby Branches

See other branches in your area.

Decatur, AL

725 Beltline Road SW
Decatur, AL 35601

(256) 355-0361

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Huntsville, AL

6200 Mastin Lake Road
Huntsville, AL 35810

(256) 851-4141

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Huntsville, AL

11310 Memorial Pkwy SW
Huntsville, AL 35803

(256) 882-1933

Mon, Tues, Thurs, Fri: 8:30 AM – 5:30 PM
Wed: 8:30 AM – 1:30 PM
Sat–Sun: Closed

Get Started

Personal loans that fit your life.