Get Ready to Apply: Your Loan Checklist

Applying for a loan? Here’s everything you’ll need to make the process fast and easy.

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Valid Identification

First, we’ll need to confirm your identity. To do that, we’ll need two proofs of Valid ID from the list below.

Primary Documents
U.S. Driver’s License
U.S. State Issued ID
U.S. or Foreign Passport
Military or Federal Gov’t Employee ID
Alien Registration Card (Green Card)
U.S. Issued Border Crossing Card
U.S. Visa
Secondary Documents
Social Security Card
U.S. or Foreign Voter’s Registration Card
U.S. Employment Authorization Card
University/College ID
Medicaid, Medicare or other health insurance card
Utility Bills
Proof of Address

In order to complete the loan application process, we will also need to confirm your address. To prove your address, please provide one of the documents below when you come into a branch.

Utility Bill (less than 90 days old)
Copy of Real Estate Property Title
Valid Gov’t or State ID
Copy of Real Estate Property Tax Bill
Valid Driver’s License
Copy of Lease Agreement
Vehicle Registration
Medical Bill (less than 90 days old)
Copy of Voter Registration Card
Bank Statement
Verifiable Income

Finally, we will need to verify your income. Please provide one of the documents below so we can finalize the loan amount you will qualify for.

Paystub
Government Documentation
Bank Statement or Bank Records (minimum of 6 months of statements within a 12 month period from the date of application)
Written Income Verification from Employer (less than 60 days old)
Tax Return or W-2

For most customers, that’s it!

But, in some situations, we’ll need supporting documentation. Here are a few scenarios that may require additional paperwork:

  • Shared Liabilities: If someone pays all or part of a liability in your name, we’ll need documentation to support that.
  • Low Credit Score: If your credit score doesn’t meet our minimum requirements, the loan will not be made.

If you are ready to apply for a loan, start your online loan application! Once completed, our “Friendly Franklin Folks” will be in touch to guide you through the rest of the process and find a convenient time for you to visit a local branch to complete your application.

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Personal loans that fit your life.

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