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Make your house feel like a home.

Get cash for home improvements.

Your home is a big investment, and it’s important that you take care of it. Whether it’s repairs that need to be done or improvements that help you get the most out of your house, we’re here to help.

New Roof

When the shingles on your roof give way to leaky rooms and buckets collecting water, we have the perfect loan product to patch things up.

New Furniture

From couches, to love seats and beds or a new mattress, we’ve helped generations of families build their homes into wonderful gathering places.


Maybe your home needs a bathroom update, or a kitchen refresh or new hardwood floors. We have the funds you need to make the renovations you want that fit your budget.

Happy customer smiling and ready to share her experience.

Personal loans fast,
friendly and easy.

1st Franklin Financial makes borrowing easy, and we’ve been doing it for over 80 years. No runaround, no surprises. Getting you the money you need and when you need it is what we do.

Step 1

Apply for loan

Branch Visit
Step 2

Visit a branch to discuss your loan and options

Receive Funds
Step 3

Receive Funds

If you need a loan, come into a 1st Franklin Financial office today to get started, get back on your feet,
or just get back to life. Or apply online right now.