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1st Franklin Financial Wellness Blog

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Loan Basics

Reducing Debt For Your Financial Future

This is the season for fresh starts, whether that means …

Two Smart Financial Moves That Help You Get Ready for the Unexpected Expenses

Loan Basics

Two Smart Financial Moves For Unexpected Expenses

Unexpected expenses can pop up any time. But while you …

Loan Basics

Three Great Places for Affordable Family Road Trips

When the leaves begin turning, the southern U.S. is the …

Loan Basics

Reduce bills, reduce debt. Debt consolidation loans deliver!

One way to get a handle on growing debt is …

Loan Basics

80 Years Later, It’s Still About Families, Futures and Quick Loans.

1st Franklin is helping neighbors with quick loans, and respectful, …

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1st Franklin Financial
135 E. Tugalo St.
Toccoa, GA 30577

States Licenses: 1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

¹All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1^st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. No payment until January 2026 when you close your loan November 17-December 31, 2025. Additional charges will apply. 1^st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1^st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

² To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.

³ No purchase necessary to enter or win. Void where prohibited by law. Must be at least 18 years of age to enter. You may enter by completing the 1st Franklin Financial Corporation Official Entry Form. One entry per person. 1st Place Prize – One winner per 1st Franklin Financial branch location will be chosen by a random drawing. 1st Place Prize Drawings will be held at each 1st Franklin Financial branch location on November 24, 2025. Grand Prize – Nine winners will be chosen by a random drawing of all entrants (including any 1st Place Prize winners) on December 1, 2025 at the corporate headquarters in Toccoa, Georgia. You do not need to be present to win. Grand Prize not to exceed $250. 1st Franklin Financial Corporation employees and their families are not eligible to win. Full contest rules available at www.1ffc.com.

1st Franklin Financial Wellness Blog

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Reducing Debt For Your Financial Future

Two Smart Financial Moves For Unexpected Expenses

Three Great Places for Affordable Family Road Trips

Reduce bills, reduce debt. Debt consolidation loans deliver!

80 Years Later, It’s Still About Families, Futures and Quick Loans.

Stay in touch.