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1st Franklin Financial Wellness Blog

Read up on all things financial literacy, planning, and wellness.

Building & Protecting Credit

Five Steps to Take Before Applying for a Personal Loan

Thinking about applying for a personal loan? Discover five essential …

Building & Protecting Credit

Top Tips to Manage Debt Consolidation Effectively

Discover smart ways to manage debt consolidation effectively. Get expert …

Building & Protecting Credit

Comparing Personal Loans vs. Credit Cards for Emergency Expenses

Life throws us all curveballs. What is the best option …

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1st Franklin Financial
135 E. Tugalo St.
Toccoa, GA 30577

States Licenses: 1FFC is licensed in AL, GA, KY, LA, MS, SC, TN, TX, VA, and FL.

¹All loan terms and applicable APRs depend on meeting our underwriting and income criteria for the loan size requested and may require collateral. Active-duty military, their spouse or dependents covered by the Military Lending Act (“MLA”) may not pledge a vehicle as collateral. Loans for MLA covered borrowers may not be available in all states. Loan proceeds obtained from 1^st Franklin Financial cannot be used for post-secondary educational or vocational expenses; to purchase securities; for business purposes; gambling or illegal purposes. 1^st Franklin Financial Corporation, NMLS #141654, Georgia Residential Mortgage Licensee #5656. 1^st Franklin Financial Corporation is licensed by the Virginia State Corporation Commission, CFI-215.

² To receive same day approval and funding, the customer must provide all information requested to complete an application, including verifying documentation, by noon.

1st Franklin Financial Wellness Blog

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Five Steps to Take Before Applying for a Personal Loan

Top Tips to Manage Debt Consolidation Effectively

Comparing Personal Loans vs. Credit Cards for Emergency Expenses

Stay in touch.