Our Variable Rate Subordinated Debentures pay a specified rate of interest over a specific time period and repay the principal investment upon maturity. Variable Rate Subordinated Debentures mature four (4) years from the date of issue, and the interest rate may adjust periodically. The interest rate offered on Subordinated Debentures depends on the interest adjustment period you select from our range of offered periods. Interest rates adjust at each interest adjustment period. You may redeem a Variable Rate Subordinated Debenture at any interest adjustment period without penalty.
Subordinated Debentures are popular with individuals seeking investments with competitive interest rates over a set period of time.
Our Variable Rate Subordinated Debentures are unsecured subordinated obligations and offers are made only by prospectus. Read the complete Variable Rate Subordinated Debenture Prospectus details below (GA & SC Residents Only) now or contact us with any questions.
Our Variable Rate Subordinated Debentures offerings are available at a minimum investment of $500.
Current rates for the week of April 15, 2021 through April 21, 2021.
|Interest Adjustment Period (a)||Effective Yield (b)||Interest Rate (c)||Minimum Investment Amount|
Phone : (706) 886-7571 or (800) 282-0709
Address : 135 E Tugalo St. PO Box 880, Toccoa, GA 30577
Hours : Monday – Friday: 8:30 AM – 5:00 PM
Saturday: 8:30 AM – 12:00 PM (Drive-thru Only)